A few weeks ago, while heading to the MRT to catch a train at City Hall, a Union Bank Credit Card sales person flagged me down. I figured I would quickly get him off my back by speaking a little of my bad Mandarin, but he was undaunted. I showed him my ARC and pointed to my country of origin (the Philippines) - and he said, “ummmm, let’s try?”
So I filled out the form, he smiled, I smiled, and I figured that was that.
Lo and behold, I got it! No guarantor, no prior banking relationship, not a debit card but a credit card. (Maybe the spending limit is ridiculously low ) but nevertheless, this is my first credit card in Taiwan not nailed down to someone else or to my salary bank account. Cool.