Buttercup - never quite sure how seriously to take your posts.
Pensions in the UK are horrible - you pretty much have to buy an annuity when you get to retirement and annuities just line the pockets of the insurance companies.
In your positions I would focus on setting up 2 savings pools - one for long term and one for whatever short term goal you are most focused on - e.g. car or travel
In addition you should make sure you have up to date trab\vel insurance as you are likely to jump on a plane with no notice
Not sure how stable your income is but some income protection in the form of a permanent health plan should be affordable - baiscally if you get hit by a bus and can't work you could fund your retirement to bangkok
Thanks everyone who sent positive messages. I went and talked with an IFA firm in HK yesterday - think I'll be talking to a few more.