# Money **URL:** https://tw.forumosa.com/c/business/money/45.md?page=1 [Latest](https://tw.forumosa.com/latest.md) · [Categories](https://tw.forumosa.com/categories.md) · [Tags](https://tw.forumosa.com/tags.md) **Page:** 2 --- ## [Credit Card Success Stories - Share Your Timeline & Application Details](https://tw.forumosa.com/t/credit-card-success-stories-share-your-timeline-application-details/219705)
**Author:** [@meishijia](https://tw.forumosa.com/u/meishijia)\ **Replies:** 630\ **Last updated:** [August 20, 2026, 5:18am UTC](https://tw.forumosa.com/t/credit-card-success-stories-share-your-timeline-application-details/219705 "2026-08-20T05:18:36Z")
We all know it’s hard to get a credit card as a foreigner, not just because of banks not trusting us, but because the requirements are all over the place, and vary wildly branch to branch. To better help everyone unders… --- ## [Social Security benefits (USA)](https://tw.forumosa.com/t/social-security-benefits-usa/253565)
**Author:** [@feropont](https://tw.forumosa.com/u/feropont)\ **Replies:** 36\ **Last updated:** [August 3, 2026, 12:01pm UTC](https://tw.forumosa.com/t/social-security-benefits-usa/253565 "2026-08-03T12:01:31Z")
I know this topic was disscussed before. But after recent updated to checkless benefits at SSA, etc. How easy to setup to receive monthly SS benefits at taiwan bank? Mine is MEGA Bank. I have not reach age of 62 yet (ju… --- ## [2024: Taiwan stock market (has largest single-day drop in history 19-april)](https://tw.forumosa.com/t/2024-taiwan-stock-market-has-largest-single-day-drop-in-history-19-april/239640)
**Author:** [@PeiHua-Connie](https://tw.forumosa.com/u/PeiHua-Connie)\ **Replies:** 22\ **Last updated:** [July 29, 2026, 8:47am UTC](https://tw.forumosa.com/t/2024-taiwan-stock-market-has-largest-single-day-drop-in-history-19-april/239640 "2026-07-29T08:47:50Z")
So will 2024 be good or bear year for Taiwan stocks? Thinking buying China Air (TW2610). My Japan stock is much higher this year, wonder about rest of the year or did it climax for the year. https://www.taiwannews.co… --- ## [Working remotely for a self-owned foreign company without an office in Taiwan - legal?](https://tw.forumosa.com/t/working-remotely-for-a-self-owned-foreign-company-without-an-office-in-taiwan-legal/193929)
**Author:** [@qwert\_zuiop](https://tw.forumosa.com/u/qwert_zuiop)\ **Replies:** 51\ **Last updated:** [July 28, 2026, 9:50pm UTC](https://tw.forumosa.com/t/working-remotely-for-a-self-owned-foreign-company-without-an-office-in-taiwan-legal/193929 "2026-07-28T21:50:47Z")
Hi, I am planning to relocate to Taiwan on a Gold Card soon (given that my Gold Card application will be accepted). My goal is to continue working remotely for my former employer in Europe. However, they are a small co… --- ## [The cult of real estate ownership](https://tw.forumosa.com/t/the-cult-of-real-estate-ownership/186027)
**Author:** [@Noel](https://tw.forumosa.com/u/Noel)\ **Replies:** 1454\ **Last updated:** [July 26, 2026, 4:52am UTC](https://tw.forumosa.com/t/the-cult-of-real-estate-ownership/186027 "2026-07-26T04:52:54Z")
In reading some threads as of late, and talking to people here in Canada (especially in Winnipeg where houses are cheap), it strikes me how much people buy into the concept of owning real estate through your personal res… --- ## [Question for Accountants on R&D Credit](https://tw.forumosa.com/t/question-for-accountants-on-r-d-credit/258601)
**Author:** [@OysterOmelet](https://tw.forumosa.com/u/OysterOmelet)\ **Replies:** 6\ **Last updated:** [July 20, 2026, 7:34pm UTC](https://tw.forumosa.com/t/question-for-accountants-on-r-d-credit/258601 "2026-07-20T19:34:24Z")
According to PwC, a business can receive a credit for 15% of R&D expenses, total amount capped at 30% of all taxes. But for private enterprises, less than 2% of the R&D expenses are sourced from the government. How do… --- ## [How to close an old bank account?](https://tw.forumosa.com/t/how-to-close-an-old-bank-account/258567)
**Author:** [@porcupine81](https://tw.forumosa.com/u/porcupine81)\ **Replies:** 5\ **Last updated:** [July 17, 2026, 8:00am UTC](https://tw.forumosa.com/t/how-to-close-an-old-bank-account/258567 "2026-07-17T08:00:01Z")
Hi, I’d like to know if anyone has experience closing out an old bank account. Back in 2019, I created a bank account when I studied in Taiwan. To do this, I got a national ID number from the immigration agency. I’d like… --- ## [Trump accounts, good idea for Taiwan too? (Fund for all babies)](https://tw.forumosa.com/t/trump-accounts-good-idea-for-taiwan-too-fund-for-all-babies/258486)
**Author:** [@PeiHua-Connie](https://tw.forumosa.com/u/PeiHua-Connie)\ **Replies:** 13\ **Last updated:** [July 13, 2026, 10:51am UTC](https://tw.forumosa.com/t/trump-accounts-good-idea-for-taiwan-too-fund-for-all-babies/258486 "2026-07-13T10:51:25Z")
Might be good idea for Taiwan, help low income kids? Seems all newborns in the USA get this fund, can use stock gains and can take it out when are 18, returns should be good. --- ## [How do free intl HSBC transfers work?](https://tw.forumosa.com/t/how-do-free-intl-hsbc-transfers-work/243383)
**Author:** [@forformosa](https://tw.forumosa.com/u/forformosa)\ **Replies:** 143\ **Last updated:** [July 7, 2026, 12:19pm UTC](https://tw.forumosa.com/t/how-do-free-intl-hsbc-transfers-work/243383 "2026-07-07T12:19:25Z")
I understand that HSBC offers free transfers internationally if you have an account. I have a HSBC account back home. If I go to a HSBC Taiwan branch, can I send money home for free, or do I also need an HSBC account i… --- ## [Taiwanese AI manufacturing makes its biggest Latin bet in Mexico](https://tw.forumosa.com/t/taiwanese-ai-manufacturing-makes-its-biggest-latin-bet-in-mexico/258425)
**Author:** [@DKaoshuing](https://tw.forumosa.com/u/DKaoshuing)\ **Replies:** 3\ **Last updated:** [July 7, 2026, 1:25am UTC](https://tw.forumosa.com/t/taiwanese-ai-manufacturing-makes-its-biggest-latin-bet-in-mexico/258425 "2026-07-07T01:25:46Z")
La manufactura de IA taiwanesa hace su mayor apuesta latina en México Taiwanese new news --- ## [South Korea opens 24-hour won trading](https://tw.forumosa.com/t/south-korea-opens-24-hour-won-trading/258379)
**Author:** [@ma3xiu1](https://tw.forumosa.com/u/ma3xiu1)\ **Replies:** 3\ **Last updated:** [July 3, 2026, 10:06am UTC](https://tw.forumosa.com/t/south-korea-opens-24-hour-won-trading/258379 "2026-07-03T10:06:32Z")
Since the question comes up from time to time why the Taiwan dollar is not tradable 24/7 and outside Taiwan, here is a good breakdown for South Korea, which tries to reopen 24/7 forex trading again: https://www.japantim… --- ## [Riding MRT in Taipei with credit card](https://tw.forumosa.com/t/riding-mrt-in-taipei-with-credit-card/228263)
**Author:** [@Mataiou](https://tw.forumosa.com/u/Mataiou)\ **Replies:** 153\ **Last updated:** [July 1, 2026, 4:59am UTC](https://tw.forumosa.com/t/riding-mrt-in-taipei-with-credit-card/228263 "2026-07-01T04:59:31Z")
Has ever been proposed to add credit card payment options (Visa/Master) to ride Taipei MRT like it happens already in Singapore or London? --- ## [How do u open an account if you are no longer in Taiwan](https://tw.forumosa.com/t/how-do-u-open-an-account-if-you-are-no-longer-in-taiwan/258231)
**Author:** [@Anthisan](https://tw.forumosa.com/u/Anthisan)\ **Replies:** 20\ **Last updated:** [June 25, 2026, 11:44am UTC](https://tw.forumosa.com/t/how-do-u-open-an-account-if-you-are-no-longer-in-taiwan/258231 "2026-06-25T11:44:09Z")
I am not in Taiwan anymore but I wanted to open a bank account and trading account to make some money because after learning about how much the world has changed as Taiwan stock market is currently booming. Could I do it… --- ## [Investing in pre-IPO companies in Taiwan](https://tw.forumosa.com/t/investing-in-pre-ipo-companies-in-taiwan/258045)
**Author:** [@thesublimenakedfairy](https://tw.forumosa.com/u/thesublimenakedfairy)\ **Replies:** 2\ **Last updated:** [June 11, 2026, 1:24pm UTC](https://tw.forumosa.com/t/investing-in-pre-ipo-companies-in-taiwan/258045 "2026-06-11T13:24:41Z")
Does anyone have experience in investing in pre IPO companies in Taiwan, either through the Taiwan Innovation Board (TIB), GISA Board or any other avenues? I would like to know process and requirements and if foreigners … --- ## [The AI Economy](https://tw.forumosa.com/t/the-ai-economy/257721)
**Author:** [@Mr\_PBH](https://tw.forumosa.com/u/Mr_PBH)\ **Replies:** 34\ **Last updated:** [June 10, 2026, 10:07pm UTC](https://tw.forumosa.com/t/the-ai-economy/257721 "2026-06-10T22:07:51Z")
Let’s start this shift off here. --- ## [Bank Transfers: How does an innocent party get flagged like that?](https://tw.forumosa.com/t/bank-transfers-how-does-an-innocent-party-get-flagged-like-that/257814)
**Author:** [@ilikecoffee](https://tw.forumosa.com/u/ilikecoffee)\ **Replies:** 4\ **Last updated:** [June 9, 2026, 8:18am UTC](https://tw.forumosa.com/t/bank-transfers-how-does-an-innocent-party-get-flagged-like-that/257814 "2026-06-09T08:18:54Z")
A doctor’s initiative to implement a mechanism for wire transfer recipients to consent to receiving money has garnered 2,200 signatures since its launch on May 10, the government-run public policy participation platfor… --- ## [TWD on the Forex Market 2020s](https://tw.forumosa.com/t/twd-on-the-forex-market-2020s/250833)
**Author:** [@Whatevah](https://tw.forumosa.com/u/Whatevah)\ **Replies:** 824\ **Last updated:** [June 4, 2026, 4:48am UTC](https://tw.forumosa.com/t/twd-on-the-forex-market-2020s/250833 "2026-06-04T04:48:18Z")
US is pressuring Taiwan to let NTD appreciate even more. This is very good imo since it will help with the brain drain and increase immigration appeal. https://finance.yahoo.com/news/taiwan-loosens-grip-world-best-02575… --- ## [Any advice/experience running ads in Japan?](https://tw.forumosa.com/t/any-advice-experience-running-ads-in-japan/257676)
**Author:** [@projectmaximus](https://tw.forumosa.com/u/projectmaximus)\ **Replies:** 12\ **Last updated:** [May 25, 2026, 9:19am UTC](https://tw.forumosa.com/t/any-advice-experience-running-ads-in-japan/257676 "2026-05-25T09:19:29Z")
Hey guys, curious if anyone has experience running ads in Japan and can give advice. My wife and I are the “regional agents” (kinda like master franchisees) for Anytime Fitness in Taiwan. I would like to run some ads in … --- ## [Bank loans](https://tw.forumosa.com/t/bank-loans/257050)
**Author:** [@Welshmunintaiwan](https://tw.forumosa.com/u/Welshmunintaiwan)\ **Replies:** 11\ **Last updated:** [May 24, 2026, 7:32am UTC](https://tw.forumosa.com/t/bank-loans/257050 "2026-05-24T07:32:41Z")
Hello. I’m new to this site, well new to posting anyway. I’ve found this resource very helpful and was hoping to get some answers here. I’ve lived here for six years, have an APRC and working as an English teacher. My … --- ## [Retirement savings goal](https://tw.forumosa.com/t/retirement-savings-goal/200682)
**Author:** [@DesiInTaipei](https://tw.forumosa.com/u/DesiInTaipei)\ **Replies:** 135\ **Last updated:** [May 19, 2026, 7:46am UTC](https://tw.forumosa.com/t/retirement-savings-goal/200682 "2026-05-19T07:46:12Z")
Retirement savings goal: I’m far from retirement but I have only NT 1 million. How many of you are close to the above goal ? --- ## [Financial advice for students in Taiwan?](https://tw.forumosa.com/t/financial-advice-for-students-in-taiwan/249308)
**Author:** [@Xin](https://tw.forumosa.com/u/Xin)\ **Replies:** 18\ **Last updated:** [May 16, 2026, 10:21am UTC](https://tw.forumosa.com/t/financial-advice-for-students-in-taiwan/249308 "2026-05-16T10:21:59Z")
I’m a college student from Indonesia, currently studying in Kaohsiung. I have about 3000USD (100k NTD) in savings. Living on 10k NTD/month and my part-time jobs are enough to pay for my monthly expenses so I’m looking to… --- ## [Trump administration hits Taiwan with a 32% tariff](https://tw.forumosa.com/t/trump-administration-hits-taiwan-with-a-32-tariff/250093)
**Author:** [@DKaoshuing](https://tw.forumosa.com/u/DKaoshuing)\ **Replies:** 752\ **Last updated:** [May 14, 2026, 10:39am UTC](https://tw.forumosa.com/t/trump-administration-hits-taiwan-with-a-32-tariff/250093 "2026-05-14T10:39:37Z")
Seems quite high. UK is only 10%. We have some USA business but more with EU, so we should be ok but others not so well. --- ## [Richart - The first almost/kinda/marginally/minuscularly foreigner friendly bank](https://tw.forumosa.com/t/richart-the-first-almost-kinda-marginally-minuscularly-foreigner-friendly-bank/226485)
**Author:** [@justintaiwan](https://tw.forumosa.com/u/justintaiwan)\ **Replies:** 693\ **Last updated:** [May 4, 2026, 4:14am UTC](https://tw.forumosa.com/t/richart-the-first-almost-kinda-marginally-minuscularly-foreigner-friendly-bank/226485 "2026-05-04T04:14:10Z")
There has been an ongoing discussion here ‘Online’ Bank’s xenophobic reasoning for denying "foreigners" the ability to open an account online - #708 by Dr\_Milker But we now finally have the ability to open a bank accoun… --- ## [Seeking Business for Sale](https://tw.forumosa.com/t/seeking-business-for-sale/257230)
**Author:** [@RobertsJ](https://tw.forumosa.com/u/RobertsJ)\ **Replies:** 3\ **Last updated:** [April 28, 2026, 3:43pm UTC](https://tw.forumosa.com/t/seeking-business-for-sale/257230 "2026-04-28T15:43:34Z")
I am currently seeking opportunities in acquiring existing businesses in Taiwan. Business could be either one that an owner/operator is looking to exit from or a startup business that an owner/user is not able to continu… --- ## [Invest in US$1 home in USA (Maryland Ghettos)?](https://tw.forumosa.com/t/invest-in-us-1-home-in-usa-maryland-ghettos/238859)
**Author:** [@DKaoshuing](https://tw.forumosa.com/u/DKaoshuing)\ **Replies:** 23\ **Last updated:** [April 25, 2026, 8:19am UTC](https://tw.forumosa.com/t/invest-in-us-1-home-in-usa-maryland-ghettos/238859 "2026-04-25T08:19:35Z")
So is that cheap, or will cost a lot to take care and fix the house? Also seems Maryland has high crime? Baltimore to Sell Hundreds of Vacant Homes to Residents for Just $1 (businessinsider.com) --- ## [What are the best foreigner friendly banks in Taiwan?](https://tw.forumosa.com/t/what-are-the-best-foreigner-friendly-banks-in-taiwan/197636)
**Author:** [@DunderMifflin](https://tw.forumosa.com/u/DunderMifflin)\ **Replies:** 363\ **Last updated:** [April 19, 2026, 10:18pm UTC](https://tw.forumosa.com/t/what-are-the-best-foreigner-friendly-banks-in-taiwan/197636 "2026-04-19T22:18:28Z")
There has not been an updated thread discussing the best foreigner-friendly banks in Taiwan. Whenever I search for reviews of a popular bank on this thread (HSBC, Cathay United, Citibank), I find a lot of foreigners shar… --- ## [Canadian/Taiwan tax returns](https://tw.forumosa.com/t/canadian-taiwan-tax-returns/256909)
**Author:** [@Noel](https://tw.forumosa.com/u/Noel)\ **Replies:** 3\ **Last updated:** [April 8, 2026, 12:53am UTC](https://tw.forumosa.com/t/canadian-taiwan-tax-returns/256909 "2026-04-08T00:53:28Z")
Is anyone here Canadian and still does a Canadian tax return along with their Taiwan tax return? I am looking for an accountant who is affordable (it is only personal tax returns), and understands the ins and outs of th… --- ## [Wise (formerly TransferWise)](https://tw.forumosa.com/t/wise-formerly-transferwise/189759)
**Author:** [@Andrew0409](https://tw.forumosa.com/u/Andrew0409)\ **Replies:** 265\ **Last updated:** [April 1, 2026, 7:05am UTC](https://tw.forumosa.com/t/wise-formerly-transferwise/189759 "2026-04-01T07:05:04Z")
Does anyone use Transferwise borderless account? It sounds like a good idea, I have NTD, Dollars, Euros, and now I need UK pounds for tuition in the UK. I can have multiple accounts for different currencies with their o… --- ## [Looking for a Taiwan credit card that converts spending into airline miles](https://tw.forumosa.com/t/looking-for-a-taiwan-credit-card-that-converts-spending-into-airline-miles/254121)
**Author:** [@spicycrispychicken](https://tw.forumosa.com/u/spicycrispychicken)\ **Replies:** 25\ **Last updated:** [March 30, 2026, 7:11am UTC](https://tw.forumosa.com/t/looking-for-a-taiwan-credit-card-that-converts-spending-into-airline-miles/254121 "2026-03-30T07:11:44Z")
Hi everyone, A friend from my country just arrived in Taiwan to catch a concert (she had gone to Japan first for a week and then here to Taiwan). She told me that all her flight tickets were free because she used a cred… --- ## [Stay away from DBS bank](https://tw.forumosa.com/t/stay-away-from-dbs-bank/182344)
**Author:** [@dashu](https://tw.forumosa.com/u/dashu)\ **Replies:** 8\ **Last updated:** [March 25, 2026, 5:07am UTC](https://tw.forumosa.com/t/stay-away-from-dbs-bank/182344 "2026-03-25T05:07:14Z")
Unprofessional, let you just lose a lot of time. They came promoting their credit card at my company, applied for it in June. Now in August they say denied cause without a guarantor. We should all boycott these banks. [Previous page](https://tw.forumosa.com/c/business/money/45.md) [Next page](https://tw.forumosa.com/c/business/money/45.md?page=2)