One option if you are receiving income/etc. in USD. “transfers” can sometimes cost more than just using an ATM as needed depending on how much you transfer. Transfers, wire transfers, etc. can unfortunately be a headache in Taiwan.
- Use a US bank/credit union that is familiar with international customers/members. USAA for example where can do all US transactions online including depositing USD checks mailed to you in Taiwan. Find favorable exchange rates via ATM and minimal or no ATM fees.
- Withdraw via ATM in Taiwan and then deposit into…
- Taiwan bank account at convenient bank in Taiwan possibly one that you, spouse, family, company, has connections with. Use a card from this account for local Taiwan transactions.
- Maybe a short term or alternate option.
Exchange rates continue to trend infavorably for transferring/exchanging USD to TWD. Was ~33 few years back, now down below 28.
US “banks” in Taiwan tend to want larger deposits, investment, etc. to open account in Taiwan so check that if it fits for you.