So I noticed a new fee on my Chase bank statement of ~$20USD for a “foreign exchange rate adjustment fee” when using a Changhwa ATM.
I figured this was the fault of Changhwa but I after calling Chase I learned that the fee was always hidden inside the withdrawal amount and now it’s just a separate line item.
I knew there was some fees or maybe an exchange rate that was not ideal for the customer, but didn’t realize how much it was.
Btw, this is on top of the $5 fee for using foreign ATMs.
Anyway, just putting it out there for anyone who didn’t realize how much these fees could added up to be.