I’ve lived in Taiwan for close to 8 years now. I’ve had an ARC for most of that time, and so have had the national health insurance. I was traveling back and forth to the US (I’m a US citizen) several times a year there for a while, so I also bought an interational plan (through IMG, the International Medical Group), but I haven’t had that for some time.
I recently got married to an R.O.C. citizen, and though we plan to stay in Taiwan for the time being, we might very well move back to the States, or possibly to mainland China sometime in the near future. So I’m thinking very seriously about going ahead and buying some kind of international health insurance for both of us.
Another reason I’m thinking about this is a scenerio brought up by a friend of mine recently, and one I’ve seen discussed on a post here before also. If one were to contract a serious illness or be severly injured in an accident which resulted in the need for years and years of expensive care, one would basically be prevented from ever moving back to one’s country of origin, as the only insurance you would have would be here.
On top of all this, are the changes brought about by the recent health care bill, which I certainly don’t understand enough about, what options I have now that I didn’t last month.
So my first question is ‘what health care do folks have on top of the national health insurance, especially if you’re an American?’ If you think the national health plan is just fine, no need to answer this one.
Second, can anyone suggest some general sites for information about health insurance? I definitely need to have a firmer grasp on what to pay attention to as a consumer.