[quote=“SuperCurl”]If his insurance will cover it, they will certainly look into the fact that I don’t have a drivers liscence, and they won’t pay (yes, I know 5 months in this country is plenty of time to have picked one up).[/quote]Liability is unconnected to whether you have a licence or not. See this thread;
[No license...automatically at fault? Not true
The police are entitled to fine you for not having a licence, however. Off the top of my head it’s 6000NT, though I’m not certain.