@flatlandr Truly awesome - I remember those ads on TV when I was a kid; thank you.
Sadly, it is not that simple. I am married, with a 9 year old son (homeschooled mind you, so that makes it a touch easier), and a mortgage, etc.; all of the trappings of a modern western life. If any of you have followed my threads before, the biggest issue for me is that my job is a well paid ($100K+ CAN), high stress position.
The biggest issue of all is my pension. If I can hold off 3 years, I can retire with a pension of around $30K CAN a year. If I can handle 10 more years, my pensions jumps to almost $50K a year. On a side note, in 3 years I will be 50, and in 10 years, I will be 57. This situation is often called, “golden handcuffs” for good reasons: I make good money, have a great defined benefits pension (which is unheard of these days), and just need to work long hours, in a high stress position, in a city I hate.
One of the only other options is moving back to Taiwan and teaching (among other things) on the Gold card visa (initially until APRC) for 13 years. At 60, I could collect my pension (if I retire before 50, I don’t lose my pension, I just can’t take it until 60). To be honest, that seems a long time to teach full-time at buxibans, but I did it for 10 years before, so I could probably do it again.
As it looks right now, we will probably tough it out for the 3 years, and then decide. That way we could move to Taiwan, I can get a pension of around $50K NT a month, and just work for some extra spending money, and focus on the things I love. With this thread, I just wanted to see other people’s experiences with such a large decision.