Yes, there are such things. And they do cover foreigners if you have a credit card here, for example.
I once applied to a bank for a credit card and they called me back to say ‘But you have cards with Bank X and Bank Y… and you haven’t been paying your bills on time’
They were right about the first part. The second was because I left the country for two months and the normal standing instructions were not honoured by my bank once my employer told them I wasn’t working there any longer (even though there was plenty of $$$ in the account). :fume:
So, as in other countries, the information isn’t always accurate or complete and mistakes made by banks will mess up your credit rating without you knowing about it until you hit a problem.
[list=]there are these credit reporting agencies,
some but not all banks report to them, and
they cover non-Taiwanese too.[/list]
Which makes even more of a mockery of all the reasons why foreigners find it so hard to get credit and have to put up with the stupid new rules.