Does insurance cover accident damages

I am considering getting my license and buying a Gogoro to drive to work, as I could save over an hour every day when compared to public transport. I have driven cars before, but never a scooter so I am concerned about getting into an accident. In Taiwan, is there a type of insurance I can get that will pay out damages I cause to other vehicles/scooters in the event of an accident that is my fault? What if someone is injured and it is my fault, can I get insurance that covers me? My biggest fear is being put into debt due to an accident that is my fault.

Yes, just go to an insurance company and tell them what you need.

And enjoy your ride on rainy days.

There is a Compulsory insurance
You can check more info in the following blog

Legal source:
Compulsory Automobile Liability Insurance Act

They should have those.

If you buy a vehicle on mortgage they typically require those type of insurance.

So, no. Your scooter is not covered.