These questions are for long-term US expats who are not stationed by a US company with a benefits package.
Do you carry individual global or expat medical/disability insurance? If so, why and can you share the name of the insurance company/plan? If not, why not?
Has anyone had experience or known someone dealing with cancer or other income-threatening illnesses/injuries there? Do you think local hospitals and the national insurance program are adequate in such cases?
What might a legal employer’s response be to a worker with a serious condition who may require time off work for treatment?
Thanks for any replies.