I am considering buying a home in NTC so that I can have a place to live and work. The places that I am looking at need to have enough room for a Buxiban and a home. Most places that I have found have a price between 30 and 45 million NT. There is no way i could put down 20% as a down payment and even 10% would be a minor miracle. Is it uncommon to put down 5% in Taiwan? What would be drawbacks? Are there any additional costs to owning a home that I need to know?