Good for you Marco.
Other than APTG I’ve threatened complaints against Taiwan Mobile who asked me not to and waived the deposit and FarEast who I emailed their press PR email to complain and they waived it.
I’ve been working behind the scenes to get banks to accept us on our own merits. I recently emailed a CEO of a major bank and he had no idea the rules for credit cards and loans were so stringent and promised to look into it. He was going to see about manually approving me but my TDSR was too high so I was refused .Other banks that I’ve made complaints about have been changed their policies towards foreigners now.
The reason I don’t post the names here is I am afraid there may be a run on the banks by unsavory characters that don’t plan to repay but I do share it privately with those who ask so I can vet whose asking.
On one hand I get why they are being cautious as people can pull a runner but it’s a simple fix. How long has the person been in Taiwan, what’s their credit like, take deposits and give low limits to start and build up if they are trustworthy, check asset levels etc. But it’s much easier for them to say get a guarantor foreigner.