I was going to suggest this be merged with the thread discussing pretty much the same thing I remember seeing last month…but then I noticed that that was also created by @DunderMifflin, so…
There have also been at least 2 other banking threads in the last month I think, including one I created. I agree that it would probably be useful to have all the info in one place, though I’m not sure creating more threads will help with that. Anyway.
Actually, I didn’t find this to be the case when I did a USD transfer to myself last month (Mega Bank, Guting branch, through TransferWise). The bank just called me to ask about the purpose of the transfer, I told them “living expenses” or something like that, and it was in my account a couple of hours later. I was pleasantly surprised.