Health insurance problem

Hi,

I’m legally (got work permit and ARC) working in Taiwan since mid-june 2006. As of today i still don’t have my NHI card, as a matter of fact I’m almost sure my employers didn’t apply for it…

What’s the risk for me?? I know there can be penalty for people who refuse to enroll the NHI but I never refused that, just my school has probably “forgotten” to send the documents.

Thanks