Even with paper on a loan, the “defendant” can easily twist the facts and bring in witnesses who will say anything he wants them to (depending on his interpersonal skills, of course)…I have paper on a debtor in Taiwan but will have to drop the case because he has actually brought in witnesses to say that they discussed the loan with me and it was clearly a gift because his mother had cancer, and here are the doctor’s certificates, blah blah blah…if I didn’t have a trusted friend who had been through it all with me, I’d be believing the little twerp myself at this point.
It is not difficult to sue someone in small claims court here, though, if you feel that might light a fire underneath his sorry butt. Depends on the psychology. If it’s another foreigner, it depends on his connections and what strings he’s willing to pull. In my case, the “accused” is showing up in court with random nuns from Tainan (he lives in Taipei) to “prove” his case. And he seems to be getting away with it, mostly because I’m not in Taiwan anymore.
Moral of the story: never loan anyone money in Taiwan unless you’re prepared to lose it, no matter how needy or how sincere the recipient seems to be. I don’t care about the money so much (although it would be very handy just about now, since I’m buying a house in the US) but I am sick of being lied about, and the “accused” also lied about my then-boss. While my then-boss has done his share of shenanigans over the years, in that particular case he was honest and lily-white, which really pissed HIM off too. I should have taken him up on the offer to rough the guy up.
(So I guess now I should say, PM me if you want the name of my ex-boss, who might be willing to rough the guy up for you?? ) Just joking…I think… :fume: