Hi, new here, just had a second daughter 2 weeks ago. I was just wondering if anyone here has experience with the national labor insurance. My wife is not insured, but I am. Would I be entitled to file on her behalf? I have gone over their website and it appears that it is possible, just want to know if anyone here has experienced this and would like to share, thanks!
From the Bureau of Labor Insurance website:
Section 2 Maternity Benefits
In case an insured person has one of the following conditions, she may claim to receive maternity benefits:
childbirth occurring more than 280 days after her insurance coverage;
premature labor occurring more than 181 days after her insurance coverage; or
miscarriage occurring more than 84 days after her insurance coverage.
In case of childbirth, premature labor, or miscarriage of the spouse of an insured person, claims may be made pursuant to the provisions of the preceding paragraph.
Maternity benefits are payable according to the following provisions:
In case of childbirth or premature labor of an insured person, or the spouse of an insured person, a lump sum payment of delivery expenses shall be made equivalent to 30 days’ salaries computed on the basis of the average monthly insurance salary of the insured person, in case of miscarriage, the payment shall be reduced by fifty percent.
In case of childbirth or premature labor of an insured person, she shall receive, in addition to delivery expenses, a lump sum maternity benefit equivalent to 30 days’ salaries computed on the basis of her average monthly insurance salary.
In case of a plural birth resulting from childbirth or premature labor, delivery expenses shall be increased proportionately.
In case of difficult labor when the insured person has already claimed hospitalization benefits, delivery expenses shall no longer be payable.