I just had a horrible weekend in H.K and China. I left Friday night and got back here Sunday night. When I arrived I went to an ATM as I always do and tried to get cash, however my new bank card from ‘LAND BANK’ didn’t work.
Got the train ticket on my VISA card, then arriving late at night in H.K. I tried another 10 ATM’s, without luck. Same in China!
I have been in H.K and China so many times with my FuBon and OverseasChinese Bank ATM cards without any hassle.
This Monday I called my bank ask what was wrong with my card, it took them two days to find out that I was a foreigner (with APRC) so they had disabled by default the possibility for me to use my ATM card abroad!
They sent me the contract I signed (in Chinese) and clause 26 states that foreigners (according to Taiwan law) cannot use Cirrus cards abroad!
- This contract is stupid, since the only clause that applies to foreigners was written in Chinese!
- Foreigners with ARC or APRC should not be treated as tourists, which also can open bank accounts here.
- Cirrus is a CASH card, not a credit card, so why apply such a rule?
I am furious :fume: on the attitude from ‘LAND BANK’ and their racist treatment. I had a horrible trip and since it was a weekend there was no way but to use VISA (which is hard to use in China). I wasted a lot of time and energy on this matter. I am seeking penalty from them.
And I urge ANYONE to cancel their ‘LAND BANK’ accounts and move to any other ‘open minded’ bank!