Tomorrow, I need to go to the bank to accept a wire transfer from back home in the states. There are not too many people at my bank that speaks English so I was wondering if someone could help with a phrase in case I get unlucky.
When I get to the window, I need to let them know that “I’m here to accept/approve of the money transfer recently sent from the U.S.” and then provide them with my identification (2 pieces). Hopefully they won’t ask me any more questions.
P.S. Oops! I just realized that I didn’t do a search for this in this thread…my apologies.
Well, this hasn’t been reviewed by a native speaker for perfection, but “ma2fan2 ni3 bang1 wo3 kan4 zui4jin4 lai2 zi4 mei3guo2de hui4kuan3 you3mei2you3 dao4” (could I trouble you to help me check whether a recent wire from the US has arrived?) should cover your needs. However, normally the wire will just go into your account, so if you have an ATM or passbook set up, you could just check your account balance to see when the money arrives. Are you also looking to withdraw the cash? That verb-object would be “ling3 qian2”, as in “wo3 yao4 ling3 (zhei4 bi3) qian2”, I want to withdraw (this sum of) money.
There might be a better way to phrase it but they’ll understand you if you say the above.
That’s English grammar (all my). In Chinese the ‘I’ precedes the ‘all’. It should be wo3 yao4 gei3 ni3 wo3 suo3you3de (or quan2bu4de) qian2. (Pax, don’t use this. )
This is what I’ve been doing for the past two days. I think with my bank for first time Wire Transfers, they have you come in to claim your money with two pieces of identification and then for all subsequent transfers, it goes directly into the account.
I received a call today from my bank and they informed me that I received money via wire transfer and they told me to come in with I.D.
No. I’m not looking to withdraw. I just want it deposited into my account.
If they proceed to give me the money in cash, what can I say to tell them that I would prefer to have this deposited into my account? Of course, I could grab a deposit slip and they’ll get the point - hopefully but it’s probably better to learn banking terms.
[quote=“Dragonbones”][quote=“Edgar Allen”]wo yao gei ni dou wo de qian
[/quote]
That’s English grammar (all my). In Chinese the ‘I’ precedes the ‘all’. It should be wo3 yao4 gei3 ni3 wo3 suo3you3de (or quan2bu4de) qian2. (Pax, don’t use this. )[/quote]
Don’t worry, I know enough Chinese to figure that’s —> :loco:
I see. Well, that might be to prevent money laundering or something. If they’ve already notified you and just want I.D. and maybe a signature, as you slide your I.D. (ARC and passport, most likely) forward on the counter, you can say "ni3men2 you3 tong1zhi1 wo3, wo3 shou1dao4le hui4kuan3, shuo1 wo3 yao4 chu1shi4 zheng4jian4 " (you have notified me I received a wire, & said I must present I.D.). My grammar is sometimes slightly off but I’m always understood, so that should work for you.
Ah, their receiving it and it being deposited in the account are different; the latter would be ru4zhang4 (enter account, e.g. “yi3jing1 ru4zhang4le ma?”, have the funds already been cleared and put in my account?) or cun2 (save), I think. If they ask “yao4 ling3 (qian2) ma?” you can say ‘bu2 yao4 ling3, yao4 cun2’ and they should understand you. As usual, perhaps a native speaker can come along and tweak this if needed. I doubt you would need to fill in a deposit slip; putting the funds in your account should be the default action AFAIK.
I see. Well, that might be to prevent money laundering or something. If they’ve already notified you and just want I.D. and maybe a signature, as you slide your I.D. (ARC and passport, most likely) forward on the counter, you can say "ni3men2 you3 tong1zhi1 wo3, wo3 shou1dao4le hui4kuan3, shuo1 wo3 yao4 chu1shi4 zheng4jian4 " (you have notified me I received a wire, & said I must present I.D.). My grammar is sometimes slightly off but I’m always understood, so that should work for you.
Ah, their receiving it and it being deposited in the account are different; the latter would be ru4zhang4 (enter account, e.g. “yi3jing1 ru4zhang4le ma?”, have the funds already been cleared and put in my account?) or cun2 (save), I think. If they ask “yao4 ling3 (qian2) ma?” you can say ‘bu2 yao4 ling3, yao4 cun2’ and they should understand you. As usual, perhaps a native speaker can come along and tweak this if needed. I doubt you would need to fill in a deposit slip; putting the funds in your account should be the default action AFAIK.[/quote]
Many thanks to you Dragonbones for helping me with a painless trek to the bank. :bravo:
I had “zero” problems when claiming my bank transfer.
On a further note for those who are not aware, most banks - at least Taipei Fubon and Taishin will accept your National Health Insurance card as a valid form of I.D. My ARC is currently being processed for renewal, so I didn’t have it with me and I don’t have a receipt from Immigration which states that my ARC being renewed because our applications are handled through my husbands job now. I just had my passport and NHI card.
So, I dreaded going to bank because you never know but as luck would have it, it all worked out.
The only annoyance is that I have to wait another four days for the money to be released into my account - at least I don’t have to make a trip back to the bank, I can check using my ATM now.
:discodance:
I see. Well, that might be to prevent money laundering or something. [/quote]
I think it must be something like that. I have found that for transfers over a certain value (typically around US$1,000), they call you and ask you to come in and validate the transfer in person, with officially recognized photo ID (passport, ARC, health card).