Well, they left Taiwan also. Twice. So they are at the same point as me.
We gave up our other international policy because any care sone in Taiwan is too hard to get reimbursed for as everything is in Chinese and too many scams here. So we don’t have any coverage except hospitalization in Malaysia.
Consider yourself lucky! If I could choose not to enroll I certainly would. With a couple of kids and a reasonable salary private health insurance costs about the same but offers far more coverage than NHI. Count your blessings and find private insurance.
Yeah I was surprised. Just moved here/ started working here. Employer notified me my US health coverage ended. And I’m thinking “okay, so will be covered by Taiwan now”. Then Taiwan employer said “you can apply for NHI in Taiwan after 180 days”. What the heck?! So I’m without insurance now for 180 days??? I have travel I need to do, will I even ever qualify? Plus now I might actually need to see a doctor…
One example: turning up at emergency department after a bike crash. X-rays, dressings, medication, doctor session. Didn’t have the NHI card at the time, so paid full rate on the day: TWD8000. After bringing the NHI card in days later, received around TWD7500 cash back.
Snowstorm I am new to Taiwan but find the bureaucracy stifling. I get a different answer every time I enquire.
FYI: I was told that if I am an employee of a company (and not the owner or CEO) there is no wait period. You can’t rely on one person’s opinion - especially government workers. I was told multiple times I could get NHI as soon as I received my ARC. Then I was told to come back in 6 months. Then I was told I was not eligible as I was not an employee. Then I was told I had to wait 6 more months as I left the country twice. And I was told my kids can only get NHI if I get it.
Taiwan has really fallen behind the other Asian Tigers - Korea, HK and Singapore.
I had an expat employee who was in an accident before he was signed up with Korea’s NHI. Once he was signed up they went back and covered his bills from the accident. I was handling it for him (I speak Korean) and thought I was misunderstanding the NHI worker as the concept was so foreign.