A friend of mine got hit by a car and he doesn’t have a license. This makes no difference to deciding who’s at fault. The car was found at fault and they paid him for damages as well as lost work, torn clothes, pain and suffering…etc. My friend meet with the car’s insurance company representative and they would have known that he didn’t have a license…but it was never mentioned. So apparently it’s not a factor.
The police said they would give him a 6000 n.t. ticket for driving without a license, but they evidently just said that to appease the car’s driver. Because the ticket never came in the mail.
So if the damages to your self or vehicle are more than 6000n.t , then don’t be afraid to settle at the police station just because you don’t have a license.
But then again…you could just get a license. It takes a whole 2-3 hours of your time in total.