The speaker in this clip (Casey) confirms what has been posted above and from my experience as well: most banks today should accept both chop or signature for opening an account, and it’s a good idea to do both
There may be banks that are exceptions, so it would be good to list those below. But I expect both multinational and Taiwanese banks to be open to both
It will work fine as long as it’s your actual legal name. It’s like a signature. You could sign with donkey balls drawn in, and if that’s your originally scanned mark, then that’s what needs to be copied going forward with that cooperation. Eg. The bank will scan your stamp. Then have a digitialized photo of that stamp on their system and compare it going forward when you do things in the future. If it’s different, they should refuse you. Some people thunk thisbis a pain in the ass because you need to redo paperwork (if the place has any sense of security and professionalism), but frankly we should be grateful they aren’t totally cluster fuck style and maintaining customer security.
Personally I suggest you edit your post because it’s easy to scan that stamp you have and fraud is easy as all hell when this type of accuracy is openly given away. Just a thought. I would never show my real name or stamp online, or even in private, in 2025. To put it bluntly: don’t show your stamp, signature, ID etc with strangers. Especially don’t have it online
Always using with both my seal. Only bank which actually refused to let me use it it’s bank of Taiwan chunglun branch in Taipei. Every other bank I have allow me to use the seal. And actually are happy about it. Post office REQUIRES the seal insteas
I was going to note this too. It’s the only financial institution I’ve dealt with that requires me to use a chop. Other financial instititions I’ve dealt with have asked for a signature.
I insist on using my personal signature and not a chop/seal. Pro: you never lose your signature. Con: More restricted as to the things you can do. However, I get by just fine and the three banks plus post office I use all accept this arrangement.
Side note on post office. You can insist that the post office scans your signature. They don’t like it and whine like a child about it. but they are allowed to. After all, the point is a consistent mark.
Less so for company stuff with the post, but personal stuff they absolutely can scan and register a signature. I have had to do this numerous times and can fully attest to their system allowing it. Just depends how childish the workers are (being government drones, the pettiness can be truly spectacular there…but the customer has the right, just insist). Whether or not one wants it done is up to you. But it’s not the law requiring a stamp for postal system related stuff, even the banking aspect of their company you cna push hard if you are rhe owner of the company and have the paperwork to prove it.
Incidentally I also don’t view the workers at my local post office as “government drones.” They are highly competent and able to deal with a wide range of Englishes including varieties from the Indian subcontinent given the diverse peoples who bank with them. They have my respect.
Why do I see so many comments about Taiwan’s bureaucracy being rigid or inflexible? Is this actually the case? Red tape exists everywhere, after all. In my experience, the Gold Card office has been nothing but efficient and professional. Guess I will find out, once I live there.
It’s a negotiation. End of the day, there are laws. Often times there are more laws than in Canada. The issue here is they are not enforced. So you have some Gove and take with government people based on if they want to do it or not.
I’m all over the island sending stuff 5 days a week in the post. People may think I am jaded but I shit you not nearly every single time I am on the road at a new post office I am teaching g them how to do their job. It is pretty wild how terrible they are at their job. Even in the big city. So kuch so our company has to actually plan ahead for an extra 2 hour (country side) or 3.5 hour (city) if we are exporting at a new postal office. It’s 99.9% guaranteed they don’t know how to do the paperwork. Need to tell them which stamps, and which forms to stamp. Even today, I am never disappointed with their inability to know their job. The plus side is, once rhey are shown where and what to stamp (they use dtamps too by the way), then it gets easier and they become your best friend the second visit.
It’s still quite unprofessional, even the managers tend not to know. So I give them the phone jumper to call the Taipei HQ, tell them which question to ask. HQ tells them which buttons to press and bingo. Onward we go. 2 hours. 3.5 for city with lineups.
However, as I already stated. It’s up to you whether it’s worth doing it or not, its actually easy. For those of us that live and breath logistic companies, it’s best to setup proper from the get.
This doesn’t sound too different from Canada. However, frontline staff here might have more flexibility and authority to make decisions, as long as they adhere to the guidelines.
I often feel that at places like BC Service Centre or Service Canada, if you fill out a form incorrectly or make a mistake, they’ll try to help you fix it—though it might take some time.
In Canada, each province sets its own regulations. For example, in the trucking industry, we have ten different sets of provincial regulations, down to details as small as the font size for “oversize” signage. There are also trade barriers between provinces, though these are expected to change due to the ongoing trade tensions with the U.S.
At least in terms of postal services and shipping, Taiwan is so far beyond Canada its not even in the same dimension. Canada is fully crippled and unable to do squat in terms of postal services. It’s as embarrassing as BCs health care, albeit less detrimental to the sick and near dead.
Taiwan is in the billions of times better than Canada post. Even with our issues.
Canada Post is an absolute joke. They charge sales tax based on the province with the higher rate. For example, if I mail a package from British Columbia to Toronto, I should only be paying the 5% GST applicable in BC. However, since Ontario has a 13% HST, Canada Post decides to charge the higher tax rate instead—because that’s their policy. Can you believe that?
I’m not sure if people still do this, given the terrible CAD-USD exchange rate, but at one point, many would cross into U.S. border towns and use USPS to mail packages back to Canada. It was significantly cheaper that way.
And let’s not forget that Canada Post doesn’t operate on weekends or holidays. If there’s a long weekend—like Easter, with four days off—it feels like you’re in a Muslim country during Ramadan. Everything just shuts down.