I was wondering if there was anyone who went through a long stay at the hospital without NHI, as I’m wondering how much it would cost me if I ever got Covid. I’ve been living off my savings for about a year now, but I’m afraid that might deplete them. For the record, I also have asthma, which means I’d probably have to stay at the hospital for a week if I was to catch it. Of course, that’s the worst case scenario, but if cases start going through the roof, I feel like going back to Canada just in case I have to get treated would be the better option. Does anyone agree/disagree?
I’m in almost identical situation, decided I’m going to try lay low until my new booked direct flight to UK at huge cost.
No chance of getting vaccine here now and possibly no chance of returning for a year!
I am not the expert on this, but I think there are lots of policies for digital nomads these days which you might want to look at. Google is your friend. Of course, you need to carefully check their terms and conditions. And then there should also be the international expat policies which however tend to be quite expensive. And finally you can look at travel insurance from your own country which might however not cover you if you are already abroad
The way to get health insurance is through the NHI. It depends whether you qualify. If not, you could self insure or buy private health insurance which may be expensive.
OK when your here not wanting to go back because of Covid-19 in home Country,
I had holiday cover for 9 months when that expired I keep thinking I’m going back.
However things don’t improve back home and Taiwan kindly keep giving 30 day extension.
BUT a big BUT I can get NHI as I have a ROC ID number, anyone can get one from MOFA.
I’ve just never done as I keep thinking I’m going home! Each month I wait for the 30 day extension, don’t know if will be granted?
Getting private/expat health insurance in another country when your staying for reasons that you didn’t intend is almost impossible.
One of those things you have to do before you travel.
I believe Taiwan government has a separate budget to cover COVID treatment for everyone. Although I am not 100% sure, most of the COVID related treatment may be covered even u don’t have NHI.
It seems that most people voluntarily lock themself down and hope it will be under control in 14 days.
I believe the Taiwanese government will foot the bill if you got Covid, but being uninsured is not a good idea. What if you got another illness or got in an accident that requires expensive treatment and/or hospital stay?
