Wut, really?
Not sure if all functions work. I tried a time deposit on the Richart account and that worked without problems.
Works!
This was not the case when I looked into it in Jan 2020
Edit:
@Mataiou Found a news article
Starting in February 2023, people can add Visa debit cards issued by Chunghwa Post to Google Pay as a payment option, the state-run postal service operator said yesterday.
Now the post office bank app is also in English!!!
I think I forgot to enable online banking. Can you login in the website too?
Web: iPost
App: https://play.google.com/store/apps/details?id=tw.gov.post.mpost
It’s a big pain in the ass what you gotta do is that you apply for the activation code online, then, unless you have a physical card reader with your computer, you gotta go physically to the ATM to activate it with the activation code given from step 1. After that you go to the app and set up your login details. It makes you punch in the details of the bank account number or something like that first then you put in your username and password
I did indeed activated that via ATM, very cumbersome, did long time ago.
Also the ATM options are kinda confusing you have to go down through the options to find the activate services button which is among the last options
Is it in Chinese language menu only? (I don’t remember if their ATM’s have English)
I am going there during my lunch break today.
Edit:
Never mind found a description here
中華郵政全球資訊網-儲匯專區 - 實體ATM啟用

Wasn’t too bad. A bit annoying that you first set a 6 digit username and password then activate with a code at ATM, then login and change username password to something more secure.
Enabled biometrics in the app and use my fingerprint.
Post Bank
Integrated EasyCard
Google Pay, Line Pay, Taiwan Pay
Higher base interest (tax free?!) | quarterly payout
Account can be added to Easy Wallet (almost all of my bank accounts have it and I can instantly transfer money between them without fees)
Post bank locations (ATM’s) can be found almost anywhere
App and online banking website in English
no free monthly inter bank transfers
Richart
Integrated EasyCard
Google Pay, Line Pay
5 free monthly inter bank transfers
Free Taishin ATM’s in most Family Mart’s
Need to qualify for good interest rate (
tax!) | monthly payout
(Foreigner) Account can NOT be added to Easy Wallet
No app and limited online banking website in English (foreigner account)
I would that Richards is not working on line pay
I use Richart card with Line Pay. Works as usual. ![]()
Yeah haha you got lucky too because they just added the English services for the post bank about a month ago
This is a bank account from Taishin in cooperation with JKO Pay
Hello Mr. Ombudsman. Yes, they are discriminating based on nationality again…
I learnt that this is not an FOI matter. I went all the way to mediation with the FOI and Line bank, and the FOI adjudged that this is a matter of financial supervisory enforcement, so exclusive responsibility of the FSC, it is not a case of consumer dispute.
I have already lodged a complaint with the FSC with the FOI findings and awaiting their reply.
If you want u can already send a complaint about this to FSC directly, the FOI will reject it instead.
Let’s wait until we hear about Line Bank. Then we can mass report them and the FSC will know what’s up. ![]()
Did anybody ever complain to the FSC about foreigners specifically being excluded from using the app? Or will it likely not be useful?
I might do it at some point when I have time/can be bothered, though tbh I don’t really use my Richart account anymore now they’ve reduced the interest rate and I have credit cards instead. I only use it now to pay rent each month without a transfer fee. And logging into the website each time just irritates me (how did they manage to code it so that Chrome misinterprets the fields and tries to autofill them all with the wrong info?).
In case anyone wonders what will happen when the ARC card expires that was used for the registration:
Richart Notification: Your Resident Certificate(ARC) has expired, login suspended.
Hi qwert_zuiop,
Your Resident Certificate(ARC) has expired, therefore you cannot login your account. Please visit a Taishin Branch and renew your expiry date to regain access of your account. If you cannot renew your expiry date, you can also visit a branch to close the account.
No Taishin bank in close proximity to my home, so I guess I’ll just wait it out until I randomly pass by one (while it’s open) ![]()
Because they designated every field in the form as a password field <input type="password">. Yes, even the ID number and username ![]()
The captcha field is of type telephone number. This works as their captcha is just numbers.
I use KeePassXS for credential safe keeping and there I can generate custom entry sequence to ignore that. Just click on the first field and hit the auto type shortcut button.
{IDNUMBER}{TAB}{DELAY 100}{TAB}{USERNAME}{TAB}{DELAY 100}{TAB}{PASSWORD}{TAB}
Is that normal? Like is it deliberate design, or incompetence…? I don’t think I’ve come across this issue before, at least on a website I use regularly.


