Concerning non-remote work: I’m not judging anybody; I’m no saint myself. And I’m not calling anybody’s judgment into question. I have poor judgment myself. Some people, maybe a lot of people, also have better instincts than I do. My survival so far is probably due to the Grace of Whoever Is in Charge of These Things. Maybe I’m kind of like this guy:
https://www.youtube.com/watch?v=t8GTHXTEvIc
On the subject of risk: risk to me (and this is not an original thought on my part), consists of (1) the likelihood of harm, and another element that I am sometimes slow to consider, (2) the gravity of the harm if it occurs.