I read a few threads about this and I’m also wondering if I should get a German travel health insurance just for the first 6 months until I can enter NHI, or keep it for a few years.
Having the German travel insurance for longer would more or less double the monthly costs, but it would still not be too expensive (~2400NTD per month vs. 1200NTD per month for the short-term insurance).
The question is: How much would people usually pay for NHI+Additional local Taiwanese insurance?
In the NHI handbook (https://ws.nhi.gov.tw/001/Upload/293/RelFile/Ebook/English.pdf) I found some tables on how to calculate the premium. If I did not calculate wrongly, I would have to pay something between 5000-10,000USD a year (there are quite a few unknowns regarding my employment status and salary, therefore the huge range). Does this sound realistic?
Especially if I go on holiday abroad, I probably would also have to get a travel insurance - would this be expensive if getting it in Taiwan? My German travel insurance would of course cover trips to other countries…
Since this thread is already a bit dated, I wonder what is the current situation like. Do most people simply have the NHI insurance, or get something additional (it sounded to me like this, reading some posts here), or keep a travel insurance of their country of origin?
Thanks and regards,