# Take action against Taiwan bank tax residency tax certificates

**URL:** <https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635>\
**Category:** Discrimination in Taiwan\
**Created:** [March 24, 2023, 6:53am UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635 "2023-03-24T06:53:05Z")\
**Posts on this page:** 20\
**Page:** 6

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**Author:** ![QuaSaShao](https://forumosa-12829.kxcdn.com/user_avatar/tw.forumosa.com/quasashao/32/220200_2.png) [@QuaSaShao](https://tw.forumosa.com/u/QuaSaShao)\
**Post date:** [March 30, 2023, 3:33am UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635/101 "2023-03-30T03:33:21Z")

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> [@bdog](#):
>
> So you’re content just to be the helpless foreigner who needs a local minder?

No. But I bring something to the table she can’t in the form of technical expertise and the ability to close business deals so nobody has the complete upper hand.

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**Author:** ![QuaSaShao](https://forumosa-12829.kxcdn.com/user_avatar/tw.forumosa.com/quasashao/32/220200_2.png) [@QuaSaShao](https://tw.forumosa.com/u/QuaSaShao)\
**Post date:** [March 30, 2023, 3:38am UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635/102 "2023-03-30T03:38:04Z")

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> [@justintaiwan](#):
>
> My husband gets sucked into the rubbish they spew out instead of standing his ground and yelling at them.
> 
> I blame his mother 😅

Taiwanese women are a different breed.

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**Author:** ![dan2006](https://forumosa-12829.kxcdn.com/letter_avatar_proxy/v4/letter/d/ea666f/32.png) [@dan2006](https://tw.forumosa.com/u/dan2006)\
**Post date:** [March 30, 2023, 3:54am UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635/103 "2023-03-30T03:54:01Z")

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I’m going to say something that some might disagree with but I’d use FSC complaints sparingly and for things that are causing a direct urgent issue with you. If people keep hammering them with every complaint in a short time, they may just decide to not help or become even more unhelpful. Just saying

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**Author:** ![Brendon](https://forumosa-12829.kxcdn.com/user_avatar/tw.forumosa.com/brendon/32/174145_2.png) [@Brendon](https://tw.forumosa.com/u/Brendon)\
**Post date:** [March 30, 2023, 5:37am UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635/104 "2023-03-30T05:37:27Z")

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Is the FSC’s current helpfulness level higher than zero?

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**Author:** ![Mataiou](https://forumosa-12829.kxcdn.com/user_avatar/tw.forumosa.com/mataiou/32/178744_2.png) [@Mataiou](https://tw.forumosa.com/u/Mataiou)\
**Post date:** [March 30, 2023, 5:55am UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635/105 "2023-03-30T05:55:20Z")

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> [@dan2006](#):
>
> direct urgent issue with you

it does, being reported as resident in a jurisdiction where I’m not does affect me.

As affects everyone, you will just know when it’s too late.

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**Author:** ![comfy123](https://forumosa-12829.kxcdn.com/user_avatar/tw.forumosa.com/comfy123/32/258242_2.png) [@comfy123](https://tw.forumosa.com/u/comfy123)\
**Post date:** [March 30, 2023, 6:04am UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635/106 "2023-03-30T06:04:10Z")

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> [@dan2006](#):
>
> I’d use FSC complaints sparingly and for things that are causing a direct urgent issue with you

So being declared as a “tax resident” in a country that you are not doesn’t affect you ‘directly?’

Wait until you go home and then find that upon leaving you are denied because you are under investigation for **tax fraud…** Because declaring an incorrect residency on a CRS document is **tax fraud** and I am sure the bank will have its own way out…

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**Author:** ![justintaiwan](https://forumosa-12829.kxcdn.com/letter_avatar_proxy/v4/letter/j/7ea924/32.png) [@justintaiwan](https://tw.forumosa.com/u/justintaiwan)\
**Post date:** [March 30, 2023, 6:10am UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635/107 "2023-03-30T06:10:59Z")

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> [@comfy123](#):
>
> and I am sure the bank will have its own way out…

Yep, your signature.

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**Author:** ![Brianjones](https://forumosa-12829.kxcdn.com/letter_avatar_proxy/v4/letter/b/eada6e/32.png) [@Brianjones](https://tw.forumosa.com/u/Brianjones)\
**Post date:** [March 30, 2023, 6:13am UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635/108 "2023-03-30T06:13:49Z")

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> [@Mataiou](#):
>
> also wrote to the “whistleblower” email of CTBC to highlight this wrongful behaviour.

Thank you for your blowing of the whistle.  
Please append your name and contact details here  
We will investigate you ,I mean the blowing of the whistle promptly.

Yours  
Chairman of CTBC

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**Author:** ![Mataiou](https://forumosa-12829.kxcdn.com/user_avatar/tw.forumosa.com/mataiou/32/178744_2.png) [@Mataiou](https://tw.forumosa.com/u/Mataiou)\
**Post date:** [March 30, 2023, 6:15am UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635/109 "2023-03-30T06:15:15Z")

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well, they don’t seem to have any other complaint avenue, and talking on the phone is not traceable. Need substantiate proof of the fuck-up and their fucked-up response.

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**Author:** ![comfy123](https://forumosa-12829.kxcdn.com/user_avatar/tw.forumosa.com/comfy123/32/258242_2.png) [@comfy123](https://tw.forumosa.com/u/comfy123)\
**Post date:** [March 30, 2023, 6:21am UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635/110 "2023-03-30T06:21:31Z")

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> [@Mataiou](#):
>
> Need substantiate proof of the fuck-up and their fucked-up response.

Seems to be a “yes” and “yes”

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**Author:** ![fifieldt](https://forumosa-12829.kxcdn.com/user_avatar/tw.forumosa.com/fifieldt/32/176346_2.png) [@fifieldt](https://tw.forumosa.com/u/fifieldt)\
**Post date:** [March 30, 2023, 8:20am UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635/111 "2023-03-30T08:20:39Z")

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> [@comfy123](#):
>
> one long article

Commonwealth seems to be the outlet of choice for unusual rants these days … 😉

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**Author:** ![dan2006](https://forumosa-12829.kxcdn.com/letter_avatar_proxy/v4/letter/d/ea666f/32.png) [@dan2006](https://tw.forumosa.com/u/dan2006)\
**Post date:** [March 30, 2023, 12:50pm UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635/112 "2023-03-30T12:50:31Z")

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@comfy123 @Mataiou

Y’all know I fully support you guys in dealing with these issues. I’ve made many a complaint to FSC myself.

All I’m saying is if we could get a flood of different people complaining they will take notice. Multiple complaints from the same person will eventually get you ignored. Let’s just say that was my own personal experience.

Anyway keep fighting the fine fight. I’ve become a bit cynical over the years as they just dig in and refuse to change so I sound more jaded than you both 😉

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**Author:** ![Mataiou](https://forumosa-12829.kxcdn.com/user_avatar/tw.forumosa.com/mataiou/32/178744_2.png) [@Mataiou](https://tw.forumosa.com/u/Mataiou)\
**Post date:** [March 30, 2023, 12:53pm UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635/113 "2023-03-30T12:53:37Z")

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U r a good person, I know. But some might read ur message differently.

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**Author:** ![afterspivak](https://forumosa-12829.kxcdn.com/letter_avatar_proxy/v4/letter/a/ccd318/32.png) [@afterspivak](https://tw.forumosa.com/u/afterspivak)\
**Post date:** [March 30, 2023, 12:55pm UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635/114 "2023-03-30T12:55:14Z")

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Reading these horror stories, I find myself astonished that the financial institutions I’ve dealt with—Mega Bank in Zhongshan District; the post office in Daan—have not done me wrong. Well OK the credit card division of Mega Bank is bullocks. But aside from them, honestly no problems I can think of in nearly twenty years. 🤷

Guy

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**Author:** ![Mataiou](https://forumosa-12829.kxcdn.com/user_avatar/tw.forumosa.com/mataiou/32/178744_2.png) [@Mataiou](https://tw.forumosa.com/u/Mataiou)\
**Post date:** [March 30, 2023, 12:57pm UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635/115 "2023-03-30T12:57:10Z")

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Post office is a very positive experience for me too, never dealt with banking at mega bank, only had a credit card with them and no issues whatsoever.

They r just quite expensive for transfers imo. It seems u got the 2 better ones haha.

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**Author:** ![afterspivak](https://forumosa-12829.kxcdn.com/letter_avatar_proxy/v4/letter/a/ccd318/32.png) [@afterspivak](https://tw.forumosa.com/u/afterspivak)\
**Post date:** [March 30, 2023, 12:57pm UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635/116 "2023-03-30T12:57:59Z")

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So far so good. Hope it stays that way. 🙏

Guy

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**Author:** ![Mataiou](https://forumosa-12829.kxcdn.com/user_avatar/tw.forumosa.com/mataiou/32/178744_2.png) [@Mataiou](https://tw.forumosa.com/u/Mataiou)\
**Post date:** [March 30, 2023, 12:59pm UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635/117 "2023-03-30T12:59:55Z")

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I mean, my used to be main bank, cathay, is very good imo, but just don’t like the 6 usd they charge me for each incoming foreign transfer. Otherwise some of the best fx rates and service, and it seems they did my CRS kinda correctly too

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**Author:** ![Andrew](https://forumosa-12829.kxcdn.com/user_avatar/tw.forumosa.com/andrew/32/179806_2.png) [@Andrew](https://tw.forumosa.com/u/Andrew)\
**Post date:** [March 30, 2023, 1:18pm UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635/118 "2023-03-30T13:18:15Z")

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> [@afterspivak](#):
>
> Reading these horror stories, I find myself astonished that the financial institutions I’ve dealt with—Mega Bank in Zhongshan District; the post office in Daan—have not done me wrong. Well OK the credit card division of Mega Bank is bullocks. But aside from them, honestly no problems I can think of in nearly twenty years. 🤷

Have you actually checked whether they’re declaring you as tax-resident in Canada though?

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**Author:** ![afterspivak](https://forumosa-12829.kxcdn.com/letter_avatar_proxy/v4/letter/a/ccd318/32.png) [@afterspivak](https://tw.forumosa.com/u/afterspivak)\
**Post date:** [March 30, 2023, 1:20pm UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635/119 "2023-03-30T13:20:02Z")

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They send me a tax notice (with interest earned, and some funds withheld) every year. No issues to date. 🤔

Guy

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**Author:** ![Andrew](https://forumosa-12829.kxcdn.com/user_avatar/tw.forumosa.com/andrew/32/179806_2.png) [@Andrew](https://tw.forumosa.com/u/Andrew)\
**Post date:** [March 30, 2023, 1:21pm UTC](https://tw.forumosa.com/t/take-action-against-taiwan-bank-tax-residency-tax-certificates/228635/120 "2023-03-30T13:21:31Z")

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> [@afterspivak](#):
>
> They send me a tax notice (with interest earned, and some funds withheld) every year. No issues to date. 🤔

And are they withholding the non-resident rate of 20%, and does it list you as being tax-resident in Canada…?

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