I just got some key information from the authorities of the Gold Card program today that I wanted to pass on to everyone via this thread, regarding NHI helath eligibility under the Gold Card program. This has been discussed in this thread earlier on and not answered fully.
If you come with your family on a Gold Card, you will only get NHI coverage right away IF you have a Taiwanese employer. If you are employed, you and your family will all get NHI with no waiting period. NHI will start on your date of employment.
If you are “Unemployed”, you and your family must reside in Taiwan for 6 full months (not including trips abroad) before any of you can apply for NHI. All of your family can be covered, but after the 6 month waiting period. You can then apply for NHI through the local county offices where you live, and they will determine a cost if you are unemployed (no salary to base the cost on).
So, those who don’t come over with employment lined up will need to have private health insurance from their home country in place, or go uninsured.
I just got rejected under the salary requirement, though I earn more than 160,000 NTD a month. I’m self-employed, and some of my income comes through as a freelancer while other comes in as wages paid through my company. I sent them my tax return and they said they would only count the line saying “wages, salaries, tips, etc.” (company income that I pay to myself as a salary) and not the line saying “business income” (income paid to me as a freelancer), even though they are both income for exactly the same type of work. (I bill one way or the other only because some of my clients prefer dealing with a company, and some with an individual.)
I’m not terribly surprised by this outcome, but it wasn’t totally clear to me from the requirements that freelancer income doesn’t count. Sharing this in case anyone else is in the same boat. Also, I called the labor office to clarify, and they confirmed that they are only looking for people who earn a regular wage as a company employee.
Whilst I presented salaried evidence from employers, I made it clear however that I was now self-employed (by my own limited company). I never used the word freelance but it was clear that I’m working for my own company.
Thanks for your comment. My issue was that, while I do have my own company, not all my income flows through it – some companies just pay me directly as a ‘sole proprietor’ (as an American it means they give me a 1099 instead of paying the company). On the phone, the guy at the labor office re-iterated that they will only count the “wages” line even though I explained that it’s all earned income and it just gets added together and taxed exactly the same by the US tax authorities.
Tech, basically front-end coding/analytics. He also asked if I had salaried income of more than 160K in the past, but then said that couldn’t count either because it was more than 3 years ago (I’ve been self-employed for 5 years).
OK. Did you include much information about your tech background in the documents you submitted? I heard MOST does a perfunctory rejection of salary category applicants who don’t provide enough information about their tech skills.
Hmm no, I didn’t include much about my tech background since I just applied under the salary condition. I don’t think I could get too far with the “special professional” criteria as I don’t have international awards or outstanding achievement in R&D (nothing formal, anyway).
@owleyes There are different ways to qualify, either through a monthly salary condition of NT160K, or outstanding achievements in certain fields. So it’s not necessary to meet the salary requirement.
However, using older information may render your application non-qualifying. The requirement is “Previously or currently holding a position in a foreign state or in the ROC with a most recent monthly salary of at least NT$160,000.”
When I attended a workshop on the gold card last year, this statement had different interpretations at different ministries (eg how to avoid scamming the system by having one abnormally large pay slip). I think subsequently the NDC issued guidance, but can’t find that document right now. However, my understanding of what the speaker from the NIA said is if you’ve got a new job since your >160k per month job, you may be of luck.