That to me is a risky trade unless you know something we don’t. 
I usually don’t buy options, only sell. Which is why I’ll probably never see the return percentages you’re getting.
Are you able to see gains fairly consistently? How much of your investable assets do you trade with? What were your returns for 2021, 2022, 2023?
Nope, don’t use a Fidelity debit card even in the US so don’t know, and don’t know. Helpful, eh? 
It was a little play on WWDC yesterday - they were expected to discuss AI, which has been a money printer lately. I thought this was dead money yesterday (quick 80% drop) as the price dropped as WWDC went on (hence the 2nd 197.5 buy at a lower premium, as price went down from ~197 to ~193), but apparently people slept on it and like it. 
I don’t often, but once in a while… this is only the 3rd set this year maybe? Had a bunch of April TSM calls to play earnings that expired worthless (100% loss! This trade basically cancels that one out) and some May and September COST calls that were awesome - returned a quick 50% on larger 5 figure buys, but COST keeps going up and I’ve left another 100%+ on the table (no FOMO!).
edit: looking at trade history - maybe I buy a few more than I thought… bought some GOOG calls when they dropped to $135 in March - that just felt like free money. And some NVDA calls in March when everyday felt like they were printing money that I held for less than a day and took a quick $4k profit on. And some RIVN calls when they were announcing new products that did well. Some SPY calls in March that expired worthless when the market stalled for a minute.
Other that THAT, mostly sell covered calls and money covered puts. My go-tos are COIN covered calls (then puts at the exercise price if I get called, keeping on the income theme), XOM covered calls, BA covered calls and money covered puts, and PFE puts everytime they’re in the $25-26 range (jerks have been hanging out at $27+ the last month).
edit2: And I tried buying some PFE calls, which was a dumb idea, given how much of a dog that stock is. That was an earnings play that didn’t work outl
I was thinking of this also but there’s been times when I was expecting Apple to pop after earnings and it didn’t. It’s easy to come out on the wrong side of that type of trade. Your expiration was also just days away. I try my best not to hold positions over earnings or big events (like WWDC etc)
Yea, but that works in your favor when trading an event (if there’s no prior runup) as you’re not paying the time premium. I still don’t get the folks day trading 0DTEs on no news expectations.
Missed this earlier… I do pretty well in general. Not sure exactly by what you mean how much of my investable assets I trade with… it’s mostly invested, with only small bites on flyers, big bites on options for added premiums to add to the returns, although I have a healthy 6 figures in cash the last year or two. In my play (actively traded account) I’m lagging the S&P in the 1 year time frame (23.4% vs 28.19% (took a big trim last year due to COIN options not doing nearly as well as they did this year (as seen above))), but I’m up in cumulative returns for 3 and 5 years (64.9% vs 31.54% and 139.23% vs 108.26%)
aapl up another $10 today… So I took about a $4k profit but left $10k on the table (so far), on $700 in options, in 2 days. 
Paper hands, but gotta leave the FOMO behind and appreciate the profits!
Man, this kind of sucks for me. I actually sold most of my Apple in March. I still have some shares so it’s still not a total “loss”. But I can’t really complain since I’m still up overall since March.
It depends on which foreign ATM you use and how they charge your card. If they have a separate foreign transaction charge, then fidelity can see it and refund it. If you try withdraw 100 USD and the foreign ATM withdraws 106 USD from your fidelity account and groups both the withdrawal and foreign transaction change, then Fidelity does not know that there was a foreign transaction fee and cannot refund it.
See https://www.reddit.com/r/fidelityinvestments/comments/17sgf64/comment/k8pwvj4/ for similar experiences
I have a tax question, I’m not sure if you could help me with. When you sell an option and collect the premium is that considered income at that point? Or is income realized when you buy back the option to close the position?
Your comment got me thinking. If you really only have enough for your basics then yes, I agree, don’t invest until you’re able to. But if you’re looking to invest I think the US market (I’m not familiar with the Taiwan stock market) is a decent way to save and invest. It’s one of the few places where you don’t have to be a genius or go to school and get an MBA in finance to have excellent results. Yet, in time you can have results that will more than likely equal or be better than your average money manager. Just invest early and invest often in the allocation that appropriate for your situation (this will change over time) and give it time to compound. You’ll be pleasently surprised how your investment will grow over time.
How have you been doing in the market recently? Still killing it? 
I do not know how to invest in the us exchange, as I have no way to create an account there. I can afford to put in maybe about 500nt every other week into something, that would hopefully compound if done consistently, however I’m not sure this can be done in Taiwan, they want you to buy in 1000 share increments.
I wouldnt consider that good performance but to each his own.
This is not the case for a couple of years already.
Oct. 26, 2020
Taipei Exchange > Mainboard > Trading System > Intraday odd lot trading
Over 100% return on your investment in 5 years isn’t good?
Nope thats just 20pct per yr
What would you consider a good return? Especially if one was to invest for the long term….say 10, 15, 20, 30 years?
i have edited this post.
wish you all the best
My idea would be to buy shares in large, damn near impossible to fail companies, like GE or something, and just invest something like 15 USD every 2 weeks. I am not sure how to do this in Taiwan, and it seems fractional trading in Taiwan, while allowed, seems not worth the effort. When I asked Taiwanese friends about this they say “go big or go home”. Plus Taiwan exchange to me just seems really sketchy and I wouldn’t put more than a few hundred nt$ at a time into it, and everyone else I know is putting millions into it (I am not sure where they find the money).
I understand the growth rate may not be high with these big stocks, but is much safer.
TSMC is your bet.