# Trump accounts, good idea for Taiwan too? (Fund for all babies) **URL:** \ **Category:** Money\ **Created:** [July 10, 2026, 6:32am UTC](https://tw.forumosa.com/t/trump-accounts-good-idea-for-taiwan-too-fund-for-all-babies/258486 "2026-07-10T06:32:56Z")\ **Posts on this page:** 14\ **Page:** 1
**Author:** ![PeiHua-Connie](https://forumosa-12829.kxcdn.com/letter_avatar_proxy/v4/letter/p/a4c791/32.png) [@PeiHua-Connie](https://tw.forumosa.com/u/PeiHua-Connie)\ **Post date:** [July 10, 2026, 6:32am UTC](https://tw.forumosa.com/t/trump-accounts-good-idea-for-taiwan-too-fund-for-all-babies/258486/1 "2026-07-10T06:32:56Z")
> **[Trump Accounts | Internal Revenue Service](https://www.irs.gov/trumpaccounts)** > > Trump Accounts are a historic new savings tool created under the One Big Beautiful Bill to give children in America a real financial head start. Might be good idea for Taiwan, help low income kids? Seems all newborns in the USA get this fund, can use stock gains and can take it out when are 18, returns should be good. ---
**Author:** ![Kalle](https://forumosa-12829.kxcdn.com/letter_avatar_proxy/v4/letter/k/aeb1de/32.png) [@Kalle](https://tw.forumosa.com/u/Kalle)\ **Post date:** [July 10, 2026, 6:48am UTC](https://tw.forumosa.com/t/trump-accounts-good-idea-for-taiwan-too-fund-for-all-babies/258486/2 "2026-07-10T06:48:48Z")
> [@PeiHua-Connie](#): > > Seems all newborns in the USA get this fund, can use stock gains and can take it out when are 28, returns should be good. Personally I don’t like this kind of socialism scams, why not just give a tax cut to the parents to do their investments on their own? Trust the parents ---
**Author:** ![PeiHua-Connie](https://forumosa-12829.kxcdn.com/letter_avatar_proxy/v4/letter/p/a4c791/32.png) [@PeiHua-Connie](https://tw.forumosa.com/u/PeiHua-Connie)\ **Post date:** [July 10, 2026, 7:00am UTC](https://tw.forumosa.com/t/trump-accounts-good-idea-for-taiwan-too-fund-for-all-babies/258486/3 "2026-07-10T07:00:30Z")
It helps people with less financial smarts who tend be poor. Richer people benefit less I guess. It helps poor, have at least some savings when they become an adult. Taiwan lower class is falling behind, this could help. ---
**Author:** ![Mr\_PBH](https://forumosa-12829.kxcdn.com/user_avatar/tw.forumosa.com/mr_pbh/32/230938_2.png) [@Mr\_PBH](https://tw.forumosa.com/u/Mr_PBH)\ **Post date:** [July 10, 2026, 7:01am UTC](https://tw.forumosa.com/t/trump-accounts-good-idea-for-taiwan-too-fund-for-all-babies/258486/4 "2026-07-10T07:01:16Z")
> [@PeiHua-Connie](#): > > Seems all newborns in the USA get this fund They’re eligible, but it’s not automatic. I like it. Not enough people are invested in the economy. ---
**Author:** ![Brianjones](https://forumosa-12829.kxcdn.com/letter_avatar_proxy/v4/letter/b/eada6e/32.png) [@Brianjones](https://tw.forumosa.com/u/Brianjones)\ **Post date:** [July 10, 2026, 7:16am UTC](https://tw.forumosa.com/t/trump-accounts-good-idea-for-taiwan-too-fund-for-all-babies/258486/5 "2026-07-10T07:16:02Z")
Generally speaking parents need money now not later. If they don’t have enough money now they won’t even have the kid in the first place for many folks. Taiwan has the lowest birth rate in the whole world. Government already proposed something similar but it was small money and taking away from immediate needs. 2500 NTD a month socked away …and 2500 NTD cash now…not much sense in that. ---
**Author:** ![Kalle](https://forumosa-12829.kxcdn.com/letter_avatar_proxy/v4/letter/k/aeb1de/32.png) [@Kalle](https://tw.forumosa.com/u/Kalle)\ **Post date:** [July 10, 2026, 8:27am UTC](https://tw.forumosa.com/t/trump-accounts-good-idea-for-taiwan-too-fund-for-all-babies/258486/6 "2026-07-10T08:27:03Z")
> [@PeiHua-Connie](#): > > It helps people with less financial smarts who tend be poor. Richer people benefit less I guess. It helps poor, have at least some savings when they become an adult. Taiwan lower class is falling behind, this could help. As @Brianjones said. Low income parents need cash now for food, rent and expenses. Not some possible cash for their kids 18 years later ---
**Author:** ![PeiHua-Connie](https://forumosa-12829.kxcdn.com/letter_avatar_proxy/v4/letter/p/a4c791/32.png) [@PeiHua-Connie](https://tw.forumosa.com/u/PeiHua-Connie)\ **Post date:** [July 10, 2026, 8:51am UTC](https://tw.forumosa.com/t/trump-accounts-good-idea-for-taiwan-too-fund-for-all-babies/258486/7 "2026-07-10T08:51:42Z")
In Taiwan they get ,$100,000 (,€3,000,)or more depending on where they live [https://www.taiwannews.com.tw/news/6355901](https://www.taiwannews.com.tw/news/6355901) ---
**Author:** ![Mr\_PBH](https://forumosa-12829.kxcdn.com/user_avatar/tw.forumosa.com/mr_pbh/32/230938_2.png) [@Mr\_PBH](https://tw.forumosa.com/u/Mr_PBH)\ **Post date:** [July 10, 2026, 8:54am UTC](https://tw.forumosa.com/t/trump-accounts-good-idea-for-taiwan-too-fund-for-all-babies/258486/8 "2026-07-10T08:54:07Z")
Taiwanese parents rich or poor always seem To find money for their kid’s education — if such a program existed here, I think they’d be able to find $300 NT per month to feed their kid’s retirement account. This kind of account is better than the ridiculous insurance scams families usually buy into. IMO. ---
**Author:** ![Van](https://forumosa-12829.kxcdn.com/user_avatar/tw.forumosa.com/van/32/271495_2.png) [@Van](https://tw.forumosa.com/u/Van)\ **Post date:** [July 10, 2026, 9:03am UTC](https://tw.forumosa.com/t/trump-accounts-good-idea-for-taiwan-too-fund-for-all-babies/258486/9 "2026-07-10T09:03:59Z")
I like it, but it’s interesting it’s for qualified expenses, like education or a first home purchase. I wonder what other restrictions there are. ---
**Author:** ![Kalle](https://forumosa-12829.kxcdn.com/letter_avatar_proxy/v4/letter/k/aeb1de/32.png) [@Kalle](https://tw.forumosa.com/u/Kalle)\ **Post date:** [July 10, 2026, 9:25am UTC](https://tw.forumosa.com/t/trump-accounts-good-idea-for-taiwan-too-fund-for-all-babies/258486/10 "2026-07-10T09:25:25Z")
> [@PeiHua-Connie](#): > > n Taiwan they get ,$100,000 (,€3,000,00)or more depending on where they live Those are for expenses when the kids are born, with high expenses early so good in my view that they provide cash for new parents Also this is an I going discussion about NT$ 5k per month per kid. But also part of this is planned to be given when the kids are adults, so not great in my view > **[KMT proposes NT$5,000 monthly child subsidy - Taipei Times](https://www.taipeitimes.com/News/taiwan/archives/2026/05/18/2003857547)** > > Bringing Taiwan to the World and the World to Taiwan The government to keep hold of the money, like the US or KMT/DPP proposal is wrong in my view. As it have the governments to keep hold of the cash and maybe it will go up, or maybe fee’s will eat it all. Low income parents needs cash early, much more important than a possible cash out when the kids is 18 ---
**Author:** ![Brianjones](https://forumosa-12829.kxcdn.com/letter_avatar_proxy/v4/letter/b/eada6e/32.png) [@Brianjones](https://tw.forumosa.com/u/Brianjones)\ **Post date:** [July 10, 2026, 9:41am UTC](https://tw.forumosa.com/t/trump-accounts-good-idea-for-taiwan-too-fund-for-all-babies/258486/11 "2026-07-10T09:41:36Z")
Might want to adjust those numbers 😉 I wish these subsidies existed years ago, good for new parents anyway. ---
**Author:** ![SunWuKong](https://forumosa-12829.kxcdn.com/user_avatar/tw.forumosa.com/sunwukong/32/125743_2.png) [@SunWuKong](https://tw.forumosa.com/u/SunWuKong)\ **Post date:** [July 10, 2026, 1:40pm UTC](https://tw.forumosa.com/t/trump-accounts-good-idea-for-taiwan-too-fund-for-all-babies/258486/12 "2026-07-10T13:40:22Z")
Is it possible for an American living abroad to apply for? We don’t get some the child tax credits if our residence is not in the US. ---
**Author:** ![PeiHua-Connie](https://forumosa-12829.kxcdn.com/letter_avatar_proxy/v4/letter/p/a4c791/32.png) [@PeiHua-Connie](https://tw.forumosa.com/u/PeiHua-Connie)\ **Post date:** [July 13, 2026, 5:54am UTC](https://tw.forumosa.com/t/trump-accounts-good-idea-for-taiwan-too-fund-for-all-babies/258486/13 "2026-07-13T05:54:14Z")
It was for all citizens it says (child). > [@SunWuKong](#): > > Is it possible for an American living abroad to apply for? We don’t get some the child tax credits if our residence is not in the US. From the link: The account is for a child who has not turned age 18 before the end of the calendar year in which the election is made and has a valid Social Security number. It features a pilot program contribution of $1,000 for children born between Jan. 1, 2025, and Dec. 31, 2028, and who are U.S. citizens with a valid Social Security number. ---
**Author:** ![Andrew0409](https://forumosa-12829.kxcdn.com/user_avatar/tw.forumosa.com/andrew0409/32/69821_2.png) [@Andrew0409](https://tw.forumosa.com/u/Andrew0409)\ **Post date:** [July 13, 2026, 10:51am UTC](https://tw.forumosa.com/t/trump-accounts-good-idea-for-taiwan-too-fund-for-all-babies/258486/14 "2026-07-13T10:51:25Z")
> [@Mr\_PBH](#): > > Taiwanese parents rich or poor always seem > To find money for their kid’s education I fear this is also a major reason people don’t have kids. The amount of money needed to be competitive in Taiwans education system is significant early on.