more than the “thieving” intermediary bank, what’s outrageous is the 6 bucks credit fee by mega. absolute garbage.
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I was expecting that one, but yeah! And they’re going to charge me a bit more again next week when I want to withdraw some of the USD. 
Surprisingly fast though! I wasn’t expecting to receive it in my account until Monday.
Anyone happen to know which Taiwanese debit cards can/can’t be used for adding money (USD, say) to Wise?
I vaguely remember reading that some banks don’t allow it.
We did it with a Cathay credit card once
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just looked at this, Set up a 100 GBP transfer and was shown various options: bank transfer 0 fee, credit card 2.28 fee, debit card 5.48 fee, apple pay 0.66 fee using debit. All quite hefty percentages!
EDIT: Also be cautious of the actual number appearing after entering your choice… the ApplePay jumped to 2.28 before offering to continue - sneaky!
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You are literally adding cash without cash. Wise in order to add those funds on your account via card payment has to pay the acquiring to process that payment and add apple if using apple pay. They are not going to eat those costs up ofc, they are running a business. They are already giving you the option to add funds not just via bank transfer
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Why is the debit card fee higher than a credit card fee? 
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It wasn’t when we checked earlier. We were just trying a US$25 upload (to get USD account details), which was something like US$0.30 for adding from a debit card or maybe $0.60 for adding from a credit card. The former increased to US$1.25 when it detected the credit card was from Taiwan/outside the U.S.
(I’m guessing at the numbers because I don’t remember the exact ones.)
In the app it’s now showing up for me as:
ACH transfer (not an option here, obviously): US$0.04
Google Pay: US$1.64
Debit card: US$0.33
Wire/international wire: US$6.11
Credit card: US$1.64
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