# \#money **URL:** https://tw.forumosa.com/tag/money/222.md [Latest](https://tw.forumosa.com/latest.md) · [Categories](https://tw.forumosa.com/categories.md) · [Tags](https://tw.forumosa.com/tags.md) --- ## [What's the going rate for hongbao (紅包 / red envelopes) for weddings now in Taiwan?](https://tw.forumosa.com/t/whats-the-going-rate-for-hongbao-red-envelopes-for-weddings-now-in-taiwan/48408)
**Author:** [@tommy525](https://tw.forumosa.com/u/tommy525)\ **Replies:** 44\ **Last updated:** [October 2, 2026, 8:17am UTC](https://tw.forumosa.com/t/whats-the-going-rate-for-hongbao-red-envelopes-for-weddings-now-in-taiwan/48408 "2026-10-02T08:17:04Z")
A friend went to a wedding for a coworker and gave 2800 as a hongbao. I thought this was too much for one person. What is the going rate for a hongbao nowadays for a wedding for a co worker. Is it 1200 nt, or 2000 nt… --- ## [Wise (formerly TransferWise)](https://tw.forumosa.com/t/wise-formerly-transferwise/189759)
**Author:** [@Andrew0409](https://tw.forumosa.com/u/Andrew0409)\ **Replies:** 265\ **Last updated:** [April 1, 2026, 7:05am UTC](https://tw.forumosa.com/t/wise-formerly-transferwise/189759 "2026-04-01T07:05:04Z")
Does anyone use Transferwise borderless account? It sounds like a good idea, I have NTD, Dollars, Euros, and now I need UK pounds for tuition in the UK. I can have multiple accounts for different currencies with their o… --- ## [If My Job Falls Through Before APRC, Is Starting a Company a Good Idea?](https://tw.forumosa.com/t/if-my-job-falls-through-before-aprc-is-starting-a-company-a-good-idea/256493)
**Author:** [@kaanayp](https://tw.forumosa.com/u/kaanayp)\ **Replies:** 8\ **Last updated:** [March 21, 2026, 10:43am UTC](https://tw.forumosa.com/t/if-my-job-falls-through-before-aprc-is-starting-a-company-a-good-idea/256493 "2026-03-21T10:43:47Z")
Dear Company Owners and Freelancers of Forumosa, I’m at a crossroads lately and could really use some guidance on how to go about obtaining my APRC. My Situation: I have one more year of work before I become eligible to… --- ## [Taishin Cathay World Credit Card worth the annual 20K fee?](https://tw.forumosa.com/t/taishin-cathay-world-credit-card-worth-the-annual-20k-fee/255287)
**Author:** [@stevieown23](https://tw.forumosa.com/u/stevieown23)\ **Replies:** 1\ **Last updated:** [December 28, 2025, 2:51am UTC](https://tw.forumosa.com/t/taishin-cathay-world-credit-card-worth-the-annual-20k-fee/255287 "2025-12-28T02:51:23Z")
Hi all, I am considering the Taishin Cathay Pacific World credit card mainly for Asia Miles earning and redemptions, but the 20,000 NTD annual fee feels high. Would appreciate hearing from anyone with real experience o… --- ## [Which Bank in TW charges you less ATM fee for foreign card withdrawals?](https://tw.forumosa.com/t/which-bank-in-tw-charges-you-less-atm-fee-for-foreign-card-withdrawals/225690)
**Author:** [@eatdrinktravellife](https://tw.forumosa.com/u/eatdrinktravellife)\ **Replies:** 72\ **Last updated:** [June 1, 2025, 9:29pm UTC](https://tw.forumosa.com/t/which-bank-in-tw-charges-you-less-atm-fee-for-foreign-card-withdrawals/225690 "2025-06-01T21:29:56Z")
Which Bank in TW charges you less ATM fee for foreign card withdrawals? --- ## [How do foreigners save for retirement in Taiwan?](https://tw.forumosa.com/t/how-do-foreigners-save-for-retirement-in-taiwan/241085)
**Author:** [@muubie](https://tw.forumosa.com/u/muubie)\ **Replies:** 48\ **Last updated:** [May 5, 2025, 1:08pm UTC](https://tw.forumosa.com/t/how-do-foreigners-save-for-retirement-in-taiwan/241085 "2025-05-05T13:08:39Z")
Are foreigners who live and work in Taiwan entitled to a pension? From the little I know the monthly pension in Taiwan doesn’t really cover what the average retiree needs to live on. I was watching a few of the foreign … --- ## [💳 Money | Receiving OTP for Credit Cards When Abroad](https://tw.forumosa.com/t/money-receiving-otp-for-credit-cards-when-abroad/248754)
**Author:** [@comfy123](https://tw.forumosa.com/u/comfy123)\ **Replies:** 21\ **Last updated:** [April 22, 2025, 8:53am UTC](https://tw.forumosa.com/t/money-receiving-otp-for-credit-cards-when-abroad/248754 "2025-04-22T08:53:11Z")
When going abroad and wanting to purchase something online or make a payment the OTP code goes to your phone. However, it can be problematic when you have changed sims with a local provider. I have found a solution. Ban… --- ## [Is it normal to spend 700 USD or 21,000 NTD in 3 months?](https://tw.forumosa.com/t/is-it-normal-to-spend-700-usd-or-21-000-ntd-in-3-months/226708)
**Author:** [@shawnfun](https://tw.forumosa.com/u/shawnfun)\ **Replies:** 41\ **Last updated:** [January 5, 2025, 12:51pm UTC](https://tw.forumosa.com/t/is-it-normal-to-spend-700-usd-or-21-000-ntd-in-3-months/226708 "2025-01-05T12:51:25Z")
I come from upper middle class family from East Asia country recently move to Taiwan for study purposes I spend roughly 700 USD for entertainment such as going to clubs and beers in a span of 3 months since coming to Ta… --- ## [Circulating Commemorative Coins](https://tw.forumosa.com/t/circulating-commemorative-coins/246968)
**Author:** [@qwert\_zuiop](https://tw.forumosa.com/u/qwert_zuiop)\ **Replies:** 0\ **Last updated:** [December 8, 2024, 2:07pm UTC](https://tw.forumosa.com/t/circulating-commemorative-coins/246968 "2024-12-08T14:07:11Z")
Just found a “strange” 10$ coin in my wallet: First thought it might be a (bad) fake or something, but checked a bit and found out it’s actually a commemorative coin! Didn’t know Taiwan even had those! But then ag… --- ## [Questions about E.SUN + PayPal & self-employment/freelancing in Taiwan](https://tw.forumosa.com/t/questions-about-e-sun-paypal-self-employment-freelancing-in-taiwan/239108)
**Author:** [@Bl4ckus-H34dus](https://tw.forumosa.com/u/Bl4ckus-H34dus)\ **Replies:** 8\ **Last updated:** [April 2, 2024, 11:24am UTC](https://tw.forumosa.com/t/questions-about-e-sun-paypal-self-employment-freelancing-in-taiwan/239108 "2024-04-02T11:24:10Z")
Hi folks, First off: I tried finding some info on the E.SUN/PayPal matter, but didn’t find an answer to my exact question, so I’ll just ask here: When opening an E.SUN bank account for freelance income from PayPal, wha… --- ## [How to import products without registered business](https://tw.forumosa.com/t/how-to-import-products-without-registered-business/237226)
**Author:** [@tima](https://tw.forumosa.com/u/tima)\ **Replies:** 6\ **Last updated:** [January 24, 2024, 6:29am UTC](https://tw.forumosa.com/t/how-to-import-products-without-registered-business/237226 "2024-01-24T06:29:51Z")
I’m currently exploring options for importing products weighing between 50-80 kg. Are there any services or alternatives available for importing goods in this weight range? --- ## [Best international getaway system for e-commerce that works in Taiwan?](https://tw.forumosa.com/t/best-international-getaway-system-for-e-commerce-that-works-in-taiwan/229623)
**Author:** [@Yastrubinskiy](https://tw.forumosa.com/u/Yastrubinskiy)\ **Replies:** 1\ **Last updated:** [April 24, 2023, 3:17am UTC](https://tw.forumosa.com/t/best-international-getaway-system-for-e-commerce-that-works-in-taiwan/229623 "2023-04-24T03:17:23Z")
Good morning, community! I built my website on Wordpress and use Woocommerce for my online store. Originally, I planned to use only PayPal as a payment gateway system. However, it turned out that clients can’t purchase… --- ## [To Move or not to Move](https://tw.forumosa.com/t/to-move-or-not-to-move/229089)
**Author:** [@Macdaddy](https://tw.forumosa.com/u/Macdaddy)\ **Replies:** 276\ **Last updated:** [April 13, 2023, 10:16pm UTC](https://tw.forumosa.com/t/to-move-or-not-to-move/229089 "2023-04-13T22:16:08Z")
My wife and I are really struggling with whether to move to Taiwan or not (wife is Taiwanese). Currently, we live in New Mexico in the USA and my salary is 110k USD. I have a job offer in Taipei with a huge pay cut, 70k … --- ## [How to Handle Money Transfer if Relocating from America](https://tw.forumosa.com/t/how-to-handle-money-transfer-if-relocating-from-america/228590)
**Author:** [@Diaspora](https://tw.forumosa.com/u/Diaspora)\ **Replies:** 41\ **Last updated:** [March 29, 2023, 8:10am UTC](https://tw.forumosa.com/t/how-to-handle-money-transfer-if-relocating-from-america/228590 "2023-03-29T08:10:39Z")
Hi, We are in the process of relocating from U.S. to Taiwan. We don’t have any Taiwan-based banks near where we live. I know there are similar questions being raised in this forum. I know there are many banks in U.S. t… --- ## [Taipei Salary?](https://tw.forumosa.com/t/taipei-salary/227046)
**Author:** [@Adoga](https://tw.forumosa.com/u/Adoga)\ **Replies:** 11\ **Last updated:** [February 8, 2023, 2:17pm UTC](https://tw.forumosa.com/t/taipei-salary/227046 "2023-02-08T14:17:35Z")
I have recently been offered a position in Taipei with an offer of 177,000 NTD/mo. Educational field. I’m currently living in Kaohsiung and that salary sounds pretty baller, but Taipei is WAY more expensive and I don’t k… --- ## [Remittance code](https://tw.forumosa.com/t/remittance-code/224547)
**Author:** [@Taichi500](https://tw.forumosa.com/u/Taichi500)\ **Replies:** 10\ **Last updated:** [October 21, 2022, 9:59am UTC](https://tw.forumosa.com/t/remittance-code/224547 "2022-10-21T09:59:47Z")
What remittance code can I use to transfer money (savings and pension) from my Dutch bank into my new ESUN bank account? --- ## [Anyone have USD they want to exchange?](https://tw.forumosa.com/t/anyone-have-usd-they-want-to-exchange/223375)
**Author:** [@acedubs](https://tw.forumosa.com/u/acedubs)\ **Replies:** 10\ **Last updated:** [September 11, 2022, 2:27pm UTC](https://tw.forumosa.com/t/anyone-have-usd-they-want-to-exchange/223375 "2022-09-11T14:27:50Z")
Hiya! Heading to the States for a bit. Anyone have USD they want to exchange? It would be good timing for me. Haha. :grinning: --- ## [Arrival - Taiwan allows $10000 US or $100000 TWD to enter without declaring](https://tw.forumosa.com/t/arrival-taiwan-allows-10000-us-or-100000-twd-to-enter-without-declaring/221469)
**Author:** [@eatdrinktravellife](https://tw.forumosa.com/u/eatdrinktravellife)\ **Replies:** 24\ **Last updated:** [July 7, 2022, 6:22am UTC](https://tw.forumosa.com/t/arrival-taiwan-allows-10000-us-or-100000-twd-to-enter-without-declaring/221469 "2022-07-07T06:22:02Z")
Taiwan allows travellers bring U$3,000 (NT $ 100,000) cash. How many days can last a traveller with that budget before withdraw money from an ATM? --- ## [Where to exchange NTD in the US](https://tw.forumosa.com/t/where-to-exchange-ntd-in-the-us/219280)
**Author:** [@jpmail587](https://tw.forumosa.com/u/jpmail587)\ **Replies:** 9\ **Last updated:** [April 30, 2022, 3:03pm UTC](https://tw.forumosa.com/t/where-to-exchange-ntd-in-the-us/219280 "2022-04-30T15:03:54Z")
I returned to the US from Taiwan (not going back) and I brought 50,000 NTD with me. I should have exchanged it in Taiwan, too late now. I have been researching seems like TD Bank has the best exchange rate in the U.S. Do… --- ## [Open stock account in Taiwan for foreigner](https://tw.forumosa.com/t/open-stock-account-in-taiwan-for-foreigner/199972)
**Author:** [@Tnam0210](https://tw.forumosa.com/u/Tnam0210)\ **Replies:** 18\ **Last updated:** [February 22, 2022, 2:26am UTC](https://tw.forumosa.com/t/open-stock-account-in-taiwan-for-foreigner/199972 "2022-02-22T02:26:49Z")
I’m foreign student in Kaohsiung. I want to open stock account to buy stock in Taiwan. Therefore today morning i went to Yuanta securities to open account. They gave me a contract (only in chinese), I cant understand and… --- ## [Investing in Taiwan 101 - Video Series](https://tw.forumosa.com/t/investing-in-taiwan-101-video-series/210801)
**Author:** [@debbieeeyy](https://tw.forumosa.com/u/debbieeeyy)\ **Replies:** 8\ **Last updated:** [February 3, 2022, 8:08am UTC](https://tw.forumosa.com/t/investing-in-taiwan-101-video-series/210801 "2022-02-03T08:08:26Z")
Investing in Taiwan Hey guys! I came back to Taiwan about 6 months ago, I started building up the habit of investing while I was in the states. And now being back I thought about setting some money aside for investing… --- ## [International credit card for Disney plus, steam, etc.?](https://tw.forumosa.com/t/international-credit-card-for-disney-plus-steam-etc/216539)
**Author:** [@teach](https://tw.forumosa.com/u/teach)\ **Replies:** 9\ **Last updated:** [February 3, 2022, 6:41am UTC](https://tw.forumosa.com/t/international-credit-card-for-disney-plus-steam-etc/216539 "2022-02-03T06:41:59Z")
I feel like I’ve seen discussions for this, but I’ve had several times recently where I just can’t get an international card (or even paypal) to work for entertainment items (Disney plus, steam, etc.). Are there any wor… --- ## [Wifi Contract](https://tw.forumosa.com/t/wifi-contract/215880)
**Author:** [@richardspecht](https://tw.forumosa.com/u/richardspecht)\ **Replies:** 0\ **Last updated:** [January 17, 2022, 11:41am UTC](https://tw.forumosa.com/t/wifi-contract/215880 "2022-01-17T11:41:44Z")
Hello everyone, I have to leave the country soon due to unforeseen circumstances and I still have a year and a half left on my contract with FET for an unlimited wifi box. You can use it at home or at work or anywhere y… --- ## [Cell phone contract](https://tw.forumosa.com/t/cell-phone-contract/215854)
**Author:** [@dudesweet](https://tw.forumosa.com/u/dudesweet)\ **Replies:** 2\ **Last updated:** [January 16, 2022, 1:03pm UTC](https://tw.forumosa.com/t/cell-phone-contract/215854 "2022-01-16T13:03:27Z")
Hello everyone, I have a 3-year contract with a cell phone company here, but have to leave during my second year due to covid reasons. The company wants me to pay a ton of money to cancel the contract. Should I just lea… --- ## [ATM withdrawal vs Bank Transfer](https://tw.forumosa.com/t/atm-withdrawal-vs-bank-transfer/213901)
**Author:** [@goingcoco](https://tw.forumosa.com/u/goingcoco)\ **Replies:** 11\ **Last updated:** [November 22, 2021, 1:15pm UTC](https://tw.forumosa.com/t/atm-withdrawal-vs-bank-transfer/213901 "2021-11-22T13:15:37Z")
Have just moved to Taiwan from NZ. Is withdrawing from the local ATM using my NZ debit card the cheapest option? I understand I can only do up to NTD 20k per withdrawal with a fee of NTD 100 each time. I’m ok with doing … --- ## [Transfer Money to Taiwan for semi long-term](https://tw.forumosa.com/t/transfer-money-to-taiwan-for-semi-long-term/196852)
**Author:** [@toniD](https://tw.forumosa.com/u/toniD)\ **Replies:** 40\ **Last updated:** [November 18, 2021, 3:32pm UTC](https://tw.forumosa.com/t/transfer-money-to-taiwan-for-semi-long-term/196852 "2021-11-18T15:32:15Z")
I’m planning to go to Taiwan for Master’s Degree and maybe stay long-term( or consider Canada), I’m coming from the US. I read on older posts that Charles Schwab debit card is the best. Is that still accurate now? Are t… --- ## [Best Credit Cards for US expat](https://tw.forumosa.com/t/best-credit-cards-for-us-expat/212897)
**Author:** [@toniD](https://tw.forumosa.com/u/toniD)\ **Replies:** 5\ **Last updated:** [October 10, 2021, 4:54am UTC](https://tw.forumosa.com/t/best-credit-cards-for-us-expat/212897 "2021-10-10T04:54:59Z")
Currently I’m using Discover, which has no foreign fees, but only has cash-back for limited categories. Are there any cards with more cash-back? I’m thinking about opening a Taiwanese bank account too. --- ## [Paypal to Chang Hua Bank](https://tw.forumosa.com/t/paypal-to-chang-hua-bank/211263)
**Author:** [@Ekastark99](https://tw.forumosa.com/u/Ekastark99)\ **Replies:** 10\ **Last updated:** [August 19, 2021, 1:01pm UTC](https://tw.forumosa.com/t/paypal-to-chang-hua-bank/211263 "2021-08-19T13:01:39Z")
Hi guys Hope y’all are well I have this question,can i link my Chang Hua bank card to paypal? if possible,neteller or skrill as well thank you --- ## [Translation -- how much to charge?](https://tw.forumosa.com/t/translation-how-much-to-charge/209791)
**Author:** [@Caspian](https://tw.forumosa.com/u/Caspian)\ **Replies:** 8\ **Last updated:** [July 14, 2021, 9:06pm UTC](https://tw.forumosa.com/t/translation-how-much-to-charge/209791 "2021-07-14T21:06:56Z")
I have just been offered a translation job. The client wants to translate a book into English, but will pay me for smaller projects first to see if I’m a good fit for their project. They’re asking me for my rate per Chi… --- ## [Revised property tax to start on July 1, 2021](https://tw.forumosa.com/t/revised-property-tax-to-start-on-july-1-2021/205221)
**Author:** [@slawa](https://tw.forumosa.com/u/slawa)\ **Replies:** 4\ **Last updated:** [April 8, 2021, 4:20am UTC](https://tw.forumosa.com/t/revised-property-tax-to-start-on-july-1-2021/205221 "2021-04-08T04:20:14Z")
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