Good post, Mordeth. The “automatically at fault” myth continues to circulate, but your post is further proof that the myth is just that.
Also good, of course, that you put in a plug for getting a license. Perhaps I should add that without a licence one would not be covered by insurance, not even the compulsory 3rd-party kind, so if one were found at fault in an accident it could be extremely financially burdensome for oneself, not to mention annoying and troublesome for the other party.
This is not just an abstract notion – I know someone who got in a heap of trouble through not having a licence hence not being insured.