Cabbie at fault! How to collect!

[quote]Liability is unconnected to whether you have a licence or not. See this thread;
[No license...automatically at fault? Not true
[/quote]

I saw the thread. I understand the myth. But the cabbies insurance company can still state that he is at fault and still not pay because I was driving illegally. Am I wrong?

Will a negligence complaint value the police report which states his agreement to pay for the damages?