Hello all, Wanted to share my experience. After 6 months of living in Taiwan, applied for a CC with Standard Chartered bank. The process was very smooth, at least for me. I just signed the application form (since it was all in Chinese), gave payslips and ARC. They filled all the details. no guara…

[image] afterspivak: Am I wrong in understanding Mega Bank (formerly International Commercial Bank of China, ICBC) to be state owned? 1 of the 2 partially state owned participating.

To ESUN Unicard holders, I selected the 3.5% point cashback plan (1% base + 2.5% from the 8 stores/paths that I pick). The 1% base point is always rewarded almost immediately, but when do we get the 2.5% extra points?

[image] spicycrispychicken: The 1% base point is always rewarded almost immediately, but when do we get the 2.5% extra points? End of billing cycle [IMG9676]

‘Branches will have staff to assist foreigners apply for credit cards’ I’ll bet my bottom dollar it will still be easier to bypass the branch entirely and apply by post

[image] justintaiwan: ‘Branches will have staff to assist foreigners apply for credit cards’ I’ll bet my bottom dollar it will still be easier to bypass the branch entirely and apply by post The worst case scenario would probably be that this is interpreted as foreigners being required to app…

[image] spicycrispychicken: but when do we get the 2.5% extra points? It’s in the fine print : 百大指定消費加碼以每月(日曆月)最後一日最終之方案計算該月份加碼回饋，統一於次月17日起回饋。 The bonus for designated spending items is calculated based on the final plan on the last day of each month (calendar month), and the bonus will b…

Just a general reminder for all Taiwan Mobile customers: If you sign up for automatic deductions of the bill via bank account / credit card, you usually won’t receive any cashback / points / miles / … However, if you instead use the code printed on the bottom of the invoice to pay it manually usin…

Or take physical bill to a convenience store (like 7-Eleven or FamilyMart) and pay it using a specific third-party mobile payment app (like FamiPay, OPEN Wallet, or JKO Pay) linked to a high-rewards credit card. Because the bank sees the transaction as a “mobile wallet top-up” or a “convenience stor…

[image] slawa: Or take physical bill to a convenience store (like 7-Eleven or FamilyMart) and pay it using a specific third-party mobile payment app (like FamiPay, OPEN Wallet, or JKO Pay) …and I always thought convenience store payment is cash-only. I remember being turned down some years ag…

this workaround sounds so much like the BS exclusion to cube card tree points at PX mart. If you pay with the Cube card via PX Pay you get the points (as long as you have the proper plan selected), if you use Quanzhifu (全支付）is not covered. FFS BS

Credit Cards for Foreigners - General Discussion

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qwert_zuiop August 7, 2026, 3:17am 1515

…is probably the strongest contender. Maybe we should just rename one of the existing threads to better reflect what’s inside