[b]Moderator’s note: This is a continuation of an older discussion which can be found [url=http://tw.forumosa.com/t/old-discussions-about-guarantors-wherefore-a-guarantor/1237/1
So I had the meeting and was turned down flat without a guarantor.
Fortunately my girlfriend has been insisting on helping attain a CC for months on end, against my will. She has a platinum card so the bank is giving me a platinum card without so much as looking at any of the documentation that I have, so cooperatively(and uselessly) provided them.
I’m going on vacation in January so it will come in handy not to have to carry that lump of cash in my bag/pocket or in my cleavage. :moo:
I will however be trying again at costco for a china trust/costco visa.
Though only to see if I can get one by merit alone.
This time I’m going to go as far as mailing other international braches of costco and asking them about what they think of their partner’s unfair business practices. And maybe dropping a line to a few differant media groups(one of them Must be looking for a lame story to follow up on). I’ll post from time to time, to update.
I have lived in Taiwan for over two years now and am as financially and geographically stable as any Taiwanese individual that would qualify(if not more so). And I’ve had the same address and phone number for two of those years going on three. Back home that and a stable income get you a gold card without even asking for it.(Yes, I know that we’re not “back home”).
Further more, I agree with what some of you wrote about the banks being rightfully worried of loss. Though I don’t see how that applies to a “secured lined of credit”. Which is all that I’m realy interested in anyway. As long as I have to leave a fair amount as investment and not just hand over my hard earned cash so that they could pilfer me from all directions at once.
BTW…I’m getting the platinum card from TaiHsin Bank in Nei-Hu, in case that’s of any help to anyone.