Just wondering if anyone has an update on their successes/failures in obtaining a mortgage?
I am an Australian Citizen but my husband is a Taiwanese citizen.
Would getting a mortgage in my name (as my salary is higher) be a problem if my husband is the guarantor?
If the mortgage is in my name I would like the house to be in my name too
We wonât be needing a huge mortgage, probably only $2 million NTD or so
If you have any recommendations on Banks/branches/Staff worth talking to I would appreciate it!
Thanks!
P.S. most of our NTD savings are in my standard chartered account and thatâs where I deposit my salary. The rest of (and majority of) our savings are currently in Australia and we would transfer the money to Taiwan for the deposit
No. And they decided to give me the run around for the mortgage. All sorts of things changing etc⌠rules changing. Then supposedly not offering mortgages anymore.
Thatâs insane. Iâve been thinking about trying to buy instead of rent for all the usual reasons, but overall it seems like it would be a waste of time and moneyâŚbetter to rent first, get some stability, and then work on buying if itâs really necessary.
It was Cathay. So NO. I wonât recommend them. When signing up, everything seemed fine and dandy. I want to buy and can afford it, but these hurdles slow me down significantly and completely destroys my competitiveness.
How many year do people get on their mortgage? Is it possible for us to get 30 years or only 20 years? Is it possible to do interest only in the first five years like most Taiwanese do?
Thatâs insane. Iâve been thinking about trying to buy instead of rent for all the usual reasons, but overall it seems like it would be a waste of time and moneyâŚbetter to rent first, get some stability, and then work on buying if itâs really necessary.