How does Taiwan credit score work?

Well the PDF I received is in English. No sure if that is because they offer it with English or I selected English when asking for report.

Will have to try that next time

Well 664 I can survive lol Not likely to apply for any new loans atm

I am looking to buy more land where I live. If I needed a loan I am sure I could get one. Land Bank my wife could get a loan from as well. I would prefer to build up her credit history than mine.

  • 650 points or above: Most banks will pass the credit review; 650 points to 800 points, the higher the score, the better the interest rate will be if the loan is approved.

My interest charged on my CTBC account… unless stated all other months zero interest. Maybe I should stop paying in full and accrue more interest lol

September NT$29
October NT$144
November NT$ 310

I have three cards I dont use I will cancel. Cathay Air Asia Miles, Cathay Cube, CTBC Showtime card… that will bring me down to two cards…

I have to look down on you now. The poor foreign looking guy in Alishan with a bad credit score :stuck_out_tongue:

Thanks for your moral support as always :rofl: :rofl: :rofl:

Maybe it’s good to keep one Cathay card. If you go to a Cathay united health center, a Cathay card gives 10% off.