The big U.S. banks and even the big international banks (HSBC in particular is a pithole nowadays) are more and more hamstrung by U.S. banking regulations (FBAR, etc.) that they no longer really want to deal with foreign individuals or small-small firms that reside outside the U.S. or run a business outside the U.S.
Ever thought about looking into community banks or credit unions? They may be smaller, but could be more likely to take on you as a client. Or even regional banks?
I’ve never dealt with them, but always thought about changing over to them and get away from the bigger U.S. banks.
Anyone out there have accounts at comm’y banks or credit unions and have transferred funds overseas (and back) easily?
I’d almost add in to consider the smaller HK banks in Hong Kong, which allow you to have an account, but have residency elsewhere. You’d have to open the account on-site in HK, I presume.