Is it okay to send my employment contract to a business I want to buy something from?

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1

Hi. I just want to ask if its safe to send employment contract to someone? I am planning to get an installment plan in forwardmall (an online shop) and their requirements are: ARC, passport, first page of employment contract, latest payslip, and an ID from my home country. Is this even legit? I am just wondering why they need all of those.

Hope someone can give me some advice. This my first time getting installment online.

Thanks in advance.

2

it is very unusual. copy of ARC makes sense, but all the rest is too much.

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3

Looks like they are taking a risk by selling on installment plans. You’re probably paying a premium on the price. Consider saving up for whatever you are buying instead.

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4

It makes sense because they need to know if the buyer will be employed for the duration of the installment plan.

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5

ARC tells the company : your name, address, country of origin, if you are employed and how long you will be in TW (if your ARC only has 9 months lefts, allowing 12 installments doesnt make sense )
asking for contracts and documentation from home country is a little too much (at least for me).

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6

that’s what I thought also, ARC can provide all the necessary details

7

with all those requirements I think I will just save money to buy.

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8

If they “need” proof that you’re employed and don’t consider a payslip sufficient, ask your employer to provide you with a 在職證明書. If they won’t accept that, they’re stranger than I am – and that’s saying something. :flying_saucer:

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9

Try to get a credit card and use that one instead of merchant-offered installments. See Esun Bank Credit Card isn't a credit card at all! - if you want to use it for financing stuff, you will need one that doesn’t require payment in full.

Otherwise, I would second the suggestion of saving up first - interest is no joke.

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10

wow… I really am thinking about getting a credit card, thanks for the suggestion!

Since you mentioned Esun, is it easy getting a credit card there? I can’t speak mandarin well.

11

Unfortunately, this varies a lot by branch and luck. But if you’re jumping through all the hoops to get that installment plan, you can probably try to apply for one too.

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