slawa
June 9, 2023, 4:45am
1
This thread is to have good oversight on current issues with banks and improve coordinated actions for better living conditions for foreigners and others in Taiwan.
Add banks and their current policy for credit cards/accounts (e.g. guarantor requirement, deposit) to the list.
If you lodged a complaint against an institution, then add a note with a short description and status. Update them accordingly.
Chang Hwa Bank - 彰化銀行
https://www.bankchb.com
Requirements for foreign residents:
guarantor or deposit in the amount of credit line
Complaints lodged:
Requirements for foreign residents:
Complaints lodged:
Koko Bank - KOKO 數位銀行
https://www.kokobank.com
Requirements for foreign residents:
not possible (online bank)
Complaints lodged:
@comfy123 FSC 2022 (not yet followed up with financial ombudsman.)
Requirements for foreign residents:
Complaints lodged:
LINE Bank - 連線商業銀行股份有限公司
https://www.linebank.com.tw
Requirements for foreign residents:
not possible (online bank)
Complaints lodged:
Requirements for foreign residents:
Complaints lodged:
HSBC - 滙豐(台灣)商業銀行股份有限公司
https://www.hsbc.com.tw
Requirements for foreign residents:
either a guarantor or large deposits (min 500K)
Complaints lodged:
@Mataiou policy is changed over the application forms where guarantors and deposits now are optional
Requirements for foreign residents:
Complaints lodged:
E.SUN Commercial Bank - 玉山商業銀行
https://www.esunbank.com.tw
Requirements for foreign residents:
Photocopy of passport
Photocopy of residence permit
Three months salary slip or previous years tax return
no revolving credit
no cash advance
Complaints lodged:
@comfy123 Revolving credit and cash advance. Both have since been activated
Requirements for foreign residents:
Complaints lodged:
Shin Kong Bank - 新光商業銀行股份有限公司
https://www.skbank.com.tw
Requirements for foreign residents:
Complaints lodged:
@Mataiou was granted card without any guarantor, deposit or account at the bank
Requirements for foreign residents:
Complaints lodged:
Mega International Commercial Bank - 兆豐國際商業銀行
https://www.megabank.com.tw
Requirements for foreign residents:
guarantor, deposit or gold card
Complaints lodged:
@comfy123 filed to the FSC April 2023 and then to the ombudsman June 2023. Waiting on the result from the financial ombudsman.
Requirements for foreign residents:
Complaints lodged:
First Commercial Bank (第一銀行富強分行)
https://www.firstbank.com.tw
Requirements for foreign residents:
Complaints lodged
Requirements for foreign residents:
Complaints lodged:
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