Not just divorce, but death. No-one wants to think about it, but if anything were to happen to your spouse you’d be on very shaky ground regarding staying here.
Key disadvantages of the APRC are
- Cost (NT$10,000 up front, though you avoid the annual renewal fees of an ARC) plus the associated costs (applying for and certifying documentation).
- Must be in Taiwan for 183 days a year (may not be very relevant to you).
- It’s a galactic pain in the ass to apply for (Police Certificate).
The APRC probably doesn’t give you any significant advantages in the areas of banking, for example. Several banks have shown a tremendous lack of imagination and initiative with such issues as expiration date (“It doesn’t have one, because it’s P-E-R-M-A-N-E-N-T”) and I almost ran into problems with being told that I haven’t been in the country long enough because my APRC was only issued last year (/facepalm… “The requirement to get one of these is FIVE years of residence in Taiwan.”)
You’ll still need someone as guarantor on your credit card unless you happen to already be rolling in money.
You’ll still get the shaft on the amount of money you need to put up when buying a house.