Hey y’all
My ARC expired about 7 months ago. I have been out of Taiwan during all this time. I still have an account at CHB bank with some funds in it (I didn’t close the account because I thought I might come back to Taiwan and need it, though now I have found employment elsewhere so that plan is gone). I am able to access my TW account online, but not transfer any money out since my ARC expired. I have not tried withdrawing funds from an ATM overseas, as I am too worried it will flag the system or whatever.
I will return to Taiwan next month with the intention of either transferring all my remaining money out to my home country’s bank (which I have done with them before, albeit when my ARC was still active), or at the very least withdrawing it all in cash. I will go to the exact same branch I opened the account at, where they already recognize me from my many, many visits (we all know how much fun it is to deal with these banks). I will have my passport, ATM card, banking books, Taiwan health insurance card (with ARC numbers on it) and my expired ARC (this last one I would rather not show to them due to its expiration, if possible).
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In your experience, do they allow the account holder to transfer all funds out to another bank if the ARC is expired? (provided I am there in person in Taiwan)
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If they have a problem with that, will I encounter any trouble at least taking all my money out directly from them? (it is less than 500k NTD)
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In your experience, does the ATM card still work in Taiwan even if the ARC is expired?(ATM card doesn’t expire for a while)
Thank you guys, much appreciated