In my oponion, this is not true. Cathay may be easy for foreigners, but not the easiest.
American Express Taiwan are far more likely to accept foreigners.
AMEX accepted me with zero credit history in Taiwan, whilst Cathay declined me.
Even Fubon gave me a credit card with no credit history, but yet, Cathay wouldn’t.
And yes, it was the Costco card.
AMEX are so good that they even let you apply online, just like Taiwanese. In fact, their service really has no differentiation for foreigners and Taiwanese, excellent service. Their cards aren’t that great or useful here, but if they are just for building history, then they’ll do just fine.
Also, after reading the article, here are my observations:
“The easiest way to check your credit score is with an “Alien citizen’s digital card”. Note that however, you need to change the system language on your computer to Chinese to make the system work.”
I have checked my credit score twice, and my computer is set to UK English.
“foreigner friendly bank such as E.Sun”
E.Sun is not what I would consider a foreigner friendly bank. Not awful, but not friendly…
Alright. @comfy123. We do appreciate the blog for being a helpful guide for foreigners in Taiwan. So… These are going to be the guidelines I suggest.
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That is interesting as I had an error code. Upon calling for help they told me to change my system language and it worked!! So interesting to hear it worked for you!
They have become more friendly recently. More English service etc and I also got apologies about their old credit card policy. The contact I spoke to after my FSC complaint sorted out my card and even said to keep his contact in case I want to get a mortgage etc… and explained that he is making the policies much more friendly as he was once an expat in America. Honestly he’s an all round nice guy and the head of credit in the bank.
Interesting!! I will add that in and update the blog later! Thanks
Yeh I suggest using the Mac. I got it to work on the PC but only by changing all of the language settings to Chinese and changing the “Unicode” (whatever that is). All in all it was more trouble than it was worth. I will definitely use my mac next time.