If you’ve paid attention. I’m not American. I’m Italian Canadian. @Hanna can testify.
When you pay for private health insurance, healthy people subsidise the frail. That is how a public health insurance scheme is supposed to be run. Healthy people keep it afloat with cash. Everyone gets old or frail and dies eventually. When you need it. Its available to you at anytime anyplace. There is a reason why most developed countries use a universal government run or regulated system…because it works.