Yeah I believe for daily stuff there is no difference. But I need to use a hotspot to connect my laptop to get some work done. So I am not quite sure which one to get (since I never had 5G and don’t know the difference in download/upload/ping)
Be careful with the contract tho. I’ve been looking to upgrade my internet lately too, and I realised most of the unlimited plan actually limit your internet speed when you share your internet through hotspot. Something like - 20GB of 5G internet for hotspot sharing per month. If you exceed the amount, it will be dropped down to 1~20mb 4G, which depends on the contract.
I Have 5G with TW mobile. Most of the times I turn it off (limit the phone to use max 4G) to limit battery drainage (unfortunately 5G sucks a lot of juice). It is faster, currently it is also a bit “freer” since less users than 4G, so it lags less. Cannot complain at all with TW mobile so far, very good connection almost everywhere, prices are fair imo.