We all know it’s hard to get a credit card as a foreigner, not just because of banks not trusting us, but because the requirements are all over the place, and vary wildly branch to branch.
To better help everyone understand the requirements and timeline for different credit cards, I made this thread so we can share which banks have accepted us, and what info we supplied.
Company: American Express
Card applied for: Amex Bronze card
Credit score/history before applying: Zero credit history
Date of application: April 2021
Date of follow up call: forgotten
Date of credit report check: unsure
Date of approval: April 2021
Date of arrival: shortly after approval
Guarantor required? No
Secured deposit required? No
Apply where? Online
Credit limit given: $60,000NTD 13.99% interest
Supporting documents:
ARC
Passport
Salary summary from Taiwanese employer
Savings in Taiwanese bank account
Superannuation statement from Australian super fund.
Company: Cathay United
Card applied for: Costco Royal Seal (blue)
Credit score: 710/800
Date of application: 8 May 2022
Date of follow up call: 10 May 2022
Date of credit report check: unsure
Date of approval: 10 May 2022
Date of arrival: 12 May 2022
Guarantor required? No
Secured deposit required? No
Apply where? Costco, Hsinchu
Credit limit given: $30,000 NTD 15% interest
Supporting documents:
ARC
Passport picture
(Already had a Cathay account history, i believe this was taken into account)