tando, do you have any recommendation regarding private insurance companies and their plans?
@rooftopclown, my situation is peculiar. I also thought firstly that I will have to enroll for NHI after six months, but because I won’t have ARC, but this ID card, I won’t have to. My reasoning is also that because most people in Taiwan have NHI, private insurance is probably more about premium services and special treatment because standard things are covered under NHI. But I’m not sure, the information is sparse…
Yes @fifieldt, diplomats from our country have their own special insurance provided by our country. They can have NHI, but only if the whole diplomatic office chooses to (which they don’t want). And because we are not married, I somehow fell out of the system… I can’t have neither NHI (because I won’t have ARC) nor the insurance provided by our government (I’m only family dependant, not a husband). It looks like there are only three options for me:
- local private insurance in Taiwan. But I’m not sure if I can have one as an ID card holder and I’m not sure if it’ll solve my problem anyway because I’m afraid that local private insurance is only about premiums.
- travel insurance from my country. But as I said earlier, insurance in my country doesn’t cover chronic diseases and dental procedures only up to a very small sum. And furthermore, you can’t be covered for more than a year (although I could probably jump to another insurance company).
- live in Taiwan uninsured. Not sure how much money I would have to pay to the doctors for normal treatment though in this case. And there is always a risk that I’ll have some serious health problems…
Not sure if there is also an option to get insurance from a global insurance company which wouldn’t mind to give me insurance for a period longer than one year and cover my allergy and asthmatic problems (not serious but I don’t know what to expect from Taiwan).