I got involved in a scooter accident. I was going straight on the scooter/bike lane suddenly someone from the left (fast lane) side of the same lane suddenly make a right turn and invaded my lane I started braking, and unfortunately, I hit him (basically a right hook crash but scooter with scooter). he use the blinker but after he started to turn right (typical Taiwanese)
It’s clear the driver hit me by coming into my lane.
after all of that, i tried to contact this person but his elder brother pick up and told me that he will represent his lil brother I have tried asking for this lil brother’s line id but he refuse to do so.
then he instantly told me to pay for his damage but I refuse, I told him to wait for the accident report. but at that time I head back to my home country for 1 month so I can’t apply for that accident report (I did not tell him i won’t be in Taiwan for 1 month)
after 1 month I applied for that report but had to wait for quite some time for the report to be printed out, so the report is out and my name is at the bottom of that report (shown in pic) I have a Taiwanese friend told me that if my name is in the top of the paper that means I’m in the wrong and the opposite if my name is in the bottom of the paper
after that I contacted him telling him I will pay up if he pays mine too he agreed, but after I send him my total he ghosted me
My scooter is all but totaled. Going to cost 26,000 NTD to fix.
misc items that got damaged with total costing over 30,000NTD to fix
his scooter going to cost about 17,000NTD to fix
I have offered him 7:3 in which I pay 30% of his total and he pays me 70% of my total.
and I have been trying to contact this person by line but he never responded to my message, he ghosted me
the accident has been going on for almost half a year now with slow progress cuz that bastard didn’t care shit and ghosted me
My first advice is to remove your name and personal info when posting anything about this online.
You can describe the accident and actions without getting specific. That’s for your own good.
My second advice is to get a Taiwanese friend to translate or explain to you exactly what the report says, so you know where each party stands on this case. “Your name is on the bottom of the page, so you’re the victim” is not enough, and most certainly untrue. A report usually states what happened, it don’t assign reasonability of the accident to any party. A judge would do that, but you haven’t gone to court (yet).
My third advice is to lawyer up. The older brother has no legal stand to answer for his little brother and you probably won’t see a shadow of this money is you don’t get a lawyer involved.
I assume if there is a police report, then you took down the other party’s license number and insurance information?
Usually after an accident, you don’t have to talk to the other party directly. Call your insurance company to open a claim. Give them the other driver’s name, license number, insurance company, and contact info. They will contact the other party or their insurance company in your behalf. If they still don’t reply, then your insurance company has ways to threaten legal action/police action.
BTW this is 100% the other person’s fault, especially if you hit them on the front 3/4 of their right side.
That is if OP has additional insurance or if the other party claims bodily injuries medical expenses. Basic insurance will not pay for property damages.
But it still advisable to contact them. Insurance will list things that they will pay.
You can stop talking to them. You should also not propose to pay anything in messages. That might be hurting your case, if there is not much other evidence.
Just go to police with your report and ask them to schedule a mediation meeting. You can also request the video from intersection camera, if there is one.
There will be three mediation meetings with officials where you and the other party will try to come to an agreement on compensation. If you do not agree, then it will go to court and the judge will decide who has how much fault and who has to pay how much.
Collect all your bills and evidence of your expenses.
Compulsory insurance only pays for third party injury related expenses, such as other drivers, passengers, your passenger, and/or pedestrians. To clarify, your vehicle’s damage, your bodily injury, and others’ property damages are not included in the coverage of compulsory insurance. Although compulsory insurance provides people with basic protection, sometimes it’s not enough for every accident. If the injured parties claim above the limit of any insurance policy, the owner is on the hook to cover any differences!
By basic insurance I meant the compulsory insurance.
Additionally if the medical cost are above the limit, you are on the hook for that! (e.g. you cause an accident and a bus full of passenger crashes)
YouBike insurance also only covers personal injuries. It is just as easy to be involved in an accident. YouBike will claim the bike damage from the person who caused the accident. The other party can still claim their property damages from person on YouBike.
The insurance program covers maximum compensation of NT$1 million (US$32,800) in the event of death or significant injuries to YouBike riders and up to NT$1,000 a day if hospitalization is necessary.
They know who rented the bike last and starting and end station. So some CCTV might show you pushing the damaged bike to the docking station.
They will find the damaged bike on one of their routine inspections. Your personal information is linked to your account.