A lot of foreigners in the Philippines (Indians and Koreans, apparently) start up under-the-radar “loan” businesses, commonly known as 5/6 because if you loan 5000, you get back 6000. Usually more. The loan is secured, and since Filipinos invariably borrow more than they’re capable or willing to pay back, they end up losing their security 80% of the time. When that happens once too often, an “accident” may be arranged. I’m sure the lenders are having a blast until Dong shows up on the doorstep with a homemade shotgun.
Funnily enough, most Filipinos have a lot of assets. They usually have a house, land, or jewelry. Some of them have several houses and plots of land, typically inherited from less financially-incontinent parents or granted by the government. It never occurs to them to do something useful with those assets. If they need money, the first thought that comes into their heads is to pawn one of their assets.
Or a birthday party. Or a hastily-arranged wedding. Or a “medical emergency”. Or school fees. There’s an endless list of avoidable problems they need money for. Anyway, point is, if you’re lending money outside of the mainstream financial system, you’re usually lending money to people who aren’t capable of paying it back. That means you need to apply pressure to get it back. And said pressure needs to be better than the pressure available to the people you’re loan-sharking to. I guess that’s why temples here tend to be affiliated with gangs and other Tai Ke types. Anyone starting up a foreigner-owned “temple” would probably have to have a few East European psychopaths on staff.
I think it would be more of a spiritual thing. Note it’s only $500. Are you really going to risk angering the gods for that kind of loose change? Seems like a bad idea even to me lol. In my understanding a lot of temples work on this kind of understanding. We give you advice, a foretelling, etc. If you profit by it, a donation is expected and not doing so is considered to be extremely inauspicious.
Ours won’t be making any loans The focus will be on a pure religious experience. “One night when I was sleeping off my taipi, I had a vision”, that kind of thing